39 Smith Rd, Bedford, NH 03110 Property Records

Hillsborough County and Bedford Town property record for 39 Smith Rd, Bedford, NH 03110

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,462 sqft · built 1965
Lot Size	1.8 acres (78,408 sqft)
Owner	2 Individual Names on File
Last Sale	$510,000 (Dec 2017)
Tax Bill	$14,460 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`BEDD M:33 B:4 L:34`

Property Details

APN / Parcel Number

Primary APN	`BEDD M:33 B:4 L:34`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,462 sqft Living Area
Gross Area	8,606 sqft
1st Floor Area	2,310 sqft
Attic	Attic
Attic Area	639 sqft
Basement Area	2,166 sqft
Unfinished Basement	1,491 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Cape Cod
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	78,408 sqft (1.8 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Street Address	39 SMITH RD
City	BEDFORD
State	NH
Zip	03110-6325
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Block	4
Legal Lot Number	34
Jurisdiction	BEDFORD TOWN NH
Township / Civil Division	BEDFORD
Census Block Group	3
Census Block	3019
Census Tract	2901

Owner

39 Smith Rd is owned and occupied by two individuals who bought it in December 2017.

Source: Hillsborough County and Bedford Town records, as of April 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	39 SMITH RD, BEDFORD, NH 03110-6325
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2022	Deed of Trust, Mortgage · Line of Credit QUORUM FEDERAL CU
Mar 23, 2020	Deed of Trust, Mortgage · Conventional with PMI RESIDENTIAL MTG SVC
Dec 18, 2017	Warranty Deed, Transfer · Conventional Mortgage RESIDENTIAL MTG SVC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2017 · Amount on File
Deed Sale	Dec 18, 2017 · Amount on File
Prior Sale	Dec 19, 2016 · Amount on File
Deed Document Number	20177060736
Deed Book / Page	9036 / 1479
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD TOWN NH
Property Address	39 SMITH RD, BEDFORD, NH 03110-6325
Transaction Type	Mortgage
Record Updated	Mar 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	09598-2316
Date	Mar 17, 2022
Book Page	9598/2316
Instrument	220013657

Lender

Name	QUORUM FEDERAL CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD TOWN NH
Property Address	39 SMITH RD, BEDFORD, NH 03110-6325
Document Number	0092750049
Instrument Date	Mar 23, 2020
Transaction Type	Mortgage
Record Updated	May 19, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	39 SMITH RD BEDFORD NH 031106325, BEDFORD, NH 03110-6325

Mortgage

Document Number	0092750049
Date	Mar 27, 2020
Book Page	009275/000049
Instrument	200014385

Lender

Name	RESIDENTIAL MTG SVC
Type	Mortgage Company
Address	SOUTH PORTLAND, ME 04106

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 26, 2050

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD TOWN NH
Recording Date	Dec 18, 2017
Property Address	39 SMITH RD, BEDFORD, NH 03110-6325
Document Number	0090361479
Book / Page	009036 / 001479
Instrument Date	Dec 15, 2017
Instrument	7060736
Transaction Type	Transfer
Record Updated	Jan 3, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,650.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	22 FARMHOUSE RD BEDFORD NH 031105123, BEDFORD, NH 03110-5123

Mortgage

Document Number	90361481
Date	Dec 18, 2017
Book Page	009036/001481
Instrument	7060737

Lender

Name	RESIDENTIAL MTG SVC
Type	Mortgage Company
Address	SOUTH PORTLAND, ME 04106

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 17, 2047

Mortgage

Document Number	90361492,
Date	Dec 18, 2017
Book Page	009036/001492
Instrument	7060738

Lender

Name	QUORUM FCU
Type	Credit Union
Address	PURCHASE, NY 10577

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 17, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 39 Smith Rd was $14,460, up 4.3% from the year before.

Source: Hillsborough County and Bedford Town assessment roll, as of April 9, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Hillsborough County
County Subdivision	Bedford Town
Unified School District	Bedford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,460.00 (+4.3%)	$876,900 (-) Land $245,200 Building $631,700
2024	$13,864.00 (+6.83%)	$876,900 (-) Land $245,200 Building $631,700
2023	$12,978.00 (+8.88%)	$876,900 (+29.47%) Land $245,200 Building $631,700	$873,430
2022	$11,920.00	$677,300 Land $181,600 Building $495,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 39 Smith Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	7 (2006–2023)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Apr 2007 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 39 Smith Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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