Rockland County and Orangetown Town property record for 39 Smith Ave, Nyack, NY 10960
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,044 sqft · built 1890 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $790,000 (Feb 2021) |
| Deeds & Mortgages | Oct 2017 Mortgage Mar 2020 Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 392489 66.78-1-4 |
| Primary APN | 392489 66.78-1-4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 3,044 sqft Living Area |
| 1st Floor Area | 1,178 sqft |
| 2nd Floor Area | 1,245 sqft |
| Upper Floors Area | 621 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1890 |
|---|---|
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 12,197 sqft (0.28 acres) |
| Porch | Covered Porch |
| Porch Area | 330 sqft |
| Heating System | Forced Air |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0015776 |
|---|---|
| Old Parcel Number | 240706607800010040000000 |
| Street Address | 39 SMITH AVE |
| City | NYACK |
| State | NY |
| Zip | 10960-4733 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-12 |
| Legal Description | 7/125/1239/60 |
| Legal Block | 1 |
| Legal Lot Number | 4.000 |
| Jurisdiction | ROCKLAND NY |
| Township / Civil Division | ORANGETOWN |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 13200 |
Source: Rockland County and Orangetown Town records, as of February 14, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 39 SMITH AVE, NYACK, NY 10960-4733 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 10, 2017 | Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BANK |
| Mar 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA |
| Feb 9, 2021 | Bargain and Sale Deed, Transfer NOT AVAILABLE, JADE NEW YORK TITLE |
| Oct 10, 2017 | Loan Modification, Consolidation and Extension, Mortgage · Line of Credit JP MORGAN CHASE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 9, 2021 · Amount on Record |
| Deed Sale | Feb 9, 2021 · Amount on Record |
| Prior Sale | Jan 8, 2004 · Amount on Record |
| Deed Document Number | 2021-00005427 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 39 SMITH AVE, NYACK, NY 10960-4733 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000032293 |
|---|---|
| Date | Oct 10, 2017 |
| Instrument | 2017-00032293 |
| Name | JP MORGAN CHASE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 39 SMITH AVE, NYACK, NY 10960-4733 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | LSI TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000008656 |
|---|---|
| Date | Mar 10, 2020 |
| Instrument | 2020-00008656 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 20, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | Feb 9, 2021 |
| Property Address | 39 SMITH AVE, NYACK, NY 10960-4733 |
| Document Number | 0000005427 |
| Instrument Date | Feb 3, 2021 |
| Instrument | 2021-00005427 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2023 |
| Title Company | NOT AVAILABLE, JADE NEW YORK TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,160.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5 PECONIC BAY AVE, SOUTHAMPTON, NY 11968-1239 |
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | Oct 10, 2017 |
| Property Address | 39 SMITH AVE, NYACK, NY 10960-4733 |
| Instrument Date | Sep 18, 2017 |
| Instrument | 32294 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 39 SMITH AVE NYACK NY 109604733, NYACK, NY 10960-4733 |
| Document Number | 0000032294 |
|---|---|
| Date | Oct 10, 2017 |
| Instrument | 32294 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Rockland County and Orangetown Town assessment roll, as of May 31, 2023
| Type | Name |
|---|---|
| State | New York |
| County | Rockland County |
| County Subdivision | Orangetown Town |
| Unified School District | Nyack Union Free School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2023 | $255,000 Land $78,600 Building $176,400 | $715,689 Land $220,601 Building $495,088 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 27 (1979–2012) |
| Claims Outside the SFHA | 20 of 27 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NYACK VILLAGE WATER SUPPLY serves 14,700 people · EPA ID NY4303666 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2022 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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