39 Skytop Rd, Ipswich, MA 01938 Property Records

Essex County and Ipswich Town property record for 39 Skytop Rd, Ipswich, MA 01938

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,860 sqft · built 1960
Lot Size	0.228 acres (9,914 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Oct 1997)
Tax Bill	$14,596 (2026)
Deeds & Mortgages	Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`IPSW M:15D B:0108 L:0`

Property Details

APN / Parcel Number

Primary APN	`IPSW M:15D B:0108 L:0`
Alternative APN	`266`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,860 sqft Living Area
Gross Area	3,256 sqft
Basement Area	840 sqft
Unfinished Basement	420 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	9,914 sqft (0.228 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	266
Street Address	39 SKYTOP RD
City	IPSWICH
State	MA
Zip	01938-1475
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RRB
Legal Block	108
Jurisdiction	IPSWICH MA
Township / Civil Division	IPSWICH
Census Block Group	2
Census Block	2013
Census Tract	223100

Owner

39 Skytop Rd is owned and occupied by two individuals who bought it in October 1997.

Source: Essex County and Ipswich Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	39 SKYTOP RD, IPSWICH, MA 01938-1475
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 1997 · Amount on File
Deed Sale	Oct 15, 1997 · Amount on File
Prior Sale	Nov 9, 1992 · Amount on File
Deed Book / Page	14371 / 582
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IPSWICH MA
Property Address	39 SKYTOP RD, IPSWICH, MA 01938-1475
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38164-232
Date	Dec 31, 2019
Book Page	38164/232
Instrument	20191231002600

Lender

Name	ALIGN CREDIT UNION

Agreement

Type	Balloon Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 39 Skytop Rd was $14,596, up 16.3% from the year before.

Source: Essex County and Ipswich Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Ipswich Town
Unified School District	Ipswich School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,596.00 (+16.34%)	$1,354,000 (+20.33%) Land $900,600 Building $453,400	$1,052,796 (+10.96%)
2025	$12,546.00 (+2.17%)	$1,125,200 (+4.27%) Land $734,900 Building $390,300	$948,765
2024	$12,280.00 (-1.51%)	$1,079,100 (+5.85%) Land $736,300 Building $342,800
2023	$12,468.00	$1,019,500 Land $719,500 Building $300,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 39 Skytop Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	13 (1978–2018)
Claims Outside the SFHA	4 of 13
Most Recent Claim	Jan 2018 · other causes
Claims by Event	Coastal Storm, Oct 1991 · 4 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 39 Skytop Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IPSWICH DPU WATER DEPT serves 13,138 people · EPA ID MA3144000
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880