39 Shore Rd, Westerly, RI 02891 Property Records

Westerly Town property record for 39 Shore Rd, Westerly, RI 02891

Property Summary

Property TypeSeasonal / Vacation Home
Details3,049 sqft · built 2023
Lot Size0.465 acres (20,250 sqft)
Owner2 Individual Names on File
Last Sale$285,000 (Jan 2022)
Tax Bill$8,989 (2025)
Deeds & MortgagesApr 2023 Refinance
Jan 2022 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APNM:164 B:47-A L

Property Details

APN / Parcel Number

Primary APNM:164 B:47-A L
Alternative APNs
  • WEST M:164 B:47 L:A
  • 2103655

Interior

Total Rooms6 Rooms
Stories2 Stories
Building Area3,049 sqft Living Area
Gross Area6,894 sqft

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area20,250 sqft (0.465 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number2103655
Street Address39 SHORE RD
CityWESTERLY
StateRI
Zip02891-5113
Property CategoryResidential
Property TypeResidential > Specialized > Seasonal / Vacation Home
Legal Block47
Legal Lot NumberA
JurisdictionWESTERLY RI
Township / Civil DivisionWESTERLY
Census Block Group1
Census Block1024
Census Tract51000

Owner

Source: Westerly Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address156 CIRCLEWOOD DR, BERLIN, CT 06037-3324
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 26, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
AMERANT MORTGAGE
Jan 26, 2022Deed, Transfer
Jul 23, 2019Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 26, 2022 · Amount on File
Deed SaleJan 26, 2022 · Amount on File
Deed Document Number2022402
Deed Book / Page2022 / 1616
Prior Transfer DateJul 11, 2019
Prior Transfer Doc2019-11770
Record UpdatedOct 29, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTERLY RI
Property Address39 SHORE RD, WESTERLY, RI 02891-5113
Transaction TypeMortgage
Record UpdatedMay 11, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02023-5040
DateApr 26, 2023
Book Page2023/5040
Instrument2023-1273
Lender
NameAMERANT MORTGAGE
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term373 Months
DueMay 1, 2054

January 2022: Deed, Transfer

Document TypeDeed
JurisdictionWESTERLY RI
Recording DateJan 26, 2022
Property Address39 SHORE RD, WESTERLY, RI 02891-5113
Document Number02022-1616
Book / Page2022 / 1616
Instrument DateJan 20, 2022
Instrument2022-402
Transaction TypeTransfer
Record UpdatedFeb 10, 2022

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address156 CIRCLEWOOD DR, BERLIN, CT 06037-3324

July 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWESTERLY RI
Recording DateJul 23, 2019
Property Address39 SHORE RD, WESTERLY, RI 02891-5113
Document Number2019-1770
Book / Page002019 / 011770
Instrument DateJul 11, 2019
Instrument3019
Transaction TypeTransfer
Record UpdatedAug 6, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust
Address2572 TORRINGTON ST TORRINGTON CT 06790, TORRINGTON, CT 06790

Tax Assessment & Valuation

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWesterly Town
Unified School DistrictWesterly School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,989.00 (+464.28%)$1,264,300 (+663.47%) Land $426,600 Building $837,700$1,533,642
2023$1,593.00 (+0.63%)$165,600 (-) Land $165,600
2022$1,583.00$165,600 Land $165,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 456 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies506 units insured
incl. 50 condo units
Nearby Flood Claims157 (1978–2024)
Claims Outside the SFHA22 of 157
Most Recent ClaimJan 2024 · Severe Storms And Flooding
Claims by Event
  • Hurricane Sandy, Nov 2012 · 86 claims
  • Severe Storms And Flooding, Mar 2010 · 9 claims
  • Hurricane Bob, Aug 1991 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 91% of Rhode Island
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWESTERLY WATER DEPARTMENT
serves 35,298 people · EPA ID RI1559512
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 35
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

Nearby Properties on Shore Rd

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