Essex County and Gloucester City property record for 39 Shore Rd, Gloucester, MA 01930
| Property Type | Duplex |
|---|---|
| Details | 7 bd · 9 ba · 8,336 sqft · built 1900 |
| Lot Size | 0.82 acres (35,700 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $36,495 (2026) |
| Deeds & Mortgages | Jul 2018 Mortgage Dec 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | GLOU M:0166 B:0024 L:0000 |
| Primary APN | GLOU M:0166 B:0024 L:0000 |
|---|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 9 Baths |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 8,336 sqft Living Area |
| Gross Area | 16,651 sqft |
| 1st Floor Area | 3,751 sqft |
| Attic | Attic |
| Attic Area | 3,821 sqft |
| Basement Area | 3,709 sqft |
| Unfinished Basement | 3,709 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Colonial |
| Exterior Material | Stucco |
| Roof Type | Gable |
| Roof Material | Tile |
| Lot Area | 35,700 sqft (0.82 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Street Address | 39 SHORE RD |
|---|---|
| City | GLOUCESTER |
| State | MA |
| Zip | 01930-3958 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R-20 |
| Legal Subdivision | EVE GRADWOHL |
| Legal Block | 24 |
| Jurisdiction | GLOUCESTER MA |
| Township / Civil Division | GLOUCESTER |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 221901 |
Source: Essex County and Gloucester City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 39 SHORE RD, GLOUCESTER, MA 01930-3958 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 23, 2018 | Deed of Trust, Mortgage · Closed-End Mortgage SANTANDER BANK NA |
| Dec 10, 2018 | Deed of Trust, Mortgage · ARM US BANK NA |
| Feb 19, 2019 | Deed of Trust, Mortgage · Line of Credit SANTANDER BANK NA |
| Apr 30, 2020 | Deed of Trust, Mortgage · ARM US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 19, 2004 |
| Deed Sale | Nov 19, 2004 |
| Prior Sale | Oct 13, 1995 · Amount on Record |
| Deed Document Number | 200466123 |
| Transfer Doc | 0000066123 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 39 SHORE RD, GLOUCESTER, MA 01930-3958 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 36882-51 |
|---|---|
| Date | Jul 23, 2018 |
| Book Page | 36882/51 |
| Instrument | 180723003670 |
| Name | SANTANDER BANK NA |
|---|
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 39 SHORE RD, GLOUCESTER, MA 01930-3958 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 37206-293 |
|---|---|
| Date | Dec 10, 2018 |
| Book Page | 37206/293 |
| Instrument | 20181210003140 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Jan 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Jan 1, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 39 SHORE RD, GLOUCESTER, MA 01930-3958 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 37335-546 |
|---|---|
| Date | Feb 19, 2019 |
| Book Page | 37335/546 |
| Instrument | 20190219003060 |
| Name | SANTANDER BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 39 SHORE RD, GLOUCESTER, MA 01930-3958 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38469-409 |
|---|---|
| Date | Apr 30, 2020 |
| Book Page | 38469/409 |
| Instrument | 20200430002150 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | May 1, 2025 |
Source: Essex County and Gloucester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Gloucester City |
| Unified School District | Gloucester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $36,495.00 (+3.22%) | $3,920,000 (+7.76%) Land $1,559,100 Building $2,360,900 | $2,095,055 |
| 2025 | $35,357.00 (+7.68%) | $3,637,600 (+7.8%) Land $1,444,200 Building $2,193,400 | |
| 2024 | $32,834.00 (-1.23%) | $3,374,500 (+7.5%) Land $1,376,000 Building $1,998,500 | |
| 2023 | $33,242.00 | $3,139,000 Land $1,172,800 Building $1,966,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 14 (1979–2018) |
| Claims Outside the SFHA | 1 of 14 |
| Most Recent Claim | Mar 2018 · Severe Winter Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 88% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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