39 Shepard Rd, Sturbridge, MA 01566 Property Records

Worcester County and Sturbridge Town property record for 39 Shepard Rd, Sturbridge, MA 01566

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,056 sqft · built 1981
Lot Size1.08 acres (47,045 sqft)
OwnerIndividual Name on Record
Last Sale$320,000 (Dec 2021)
Tax Bill$6,438 (2026)
Deeds & MortgagesDec 2021 Sale & Mortgage
Jan 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN575-03447-039

Property Details

APN / Parcel Number

Primary APN575-03447-039
Alternative APNs
  • STUR M:575 B:000 L:3447-039
  • M:575 B:000 L:3447=039

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,056 sqft Living Area
Gross Area2,420 sqft
Basement Area1,056 sqft
Unfinished Basement1,056 sqft

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area47,045 sqft (1.08 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number575-03447-039
Street Address39 SHEPARD RD
CitySTURBRIDGE
StateMA
Zip01566-1108
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR
Legal Lot Number3447-39
JurisdictionSTURBRIDGE MA
Township / Civil DivisionSTURBRIDGE
Census Block Group2
Census Block2015
Census Tract758104

Owner

Source: Worcester County and Sturbridge Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address39 SHEPARD RD, STURBRIDGE, MA 01566-1108
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 27, 2021Quit Claim Deed, Transfer · Stand-Alone First Mortgage
CITIZENS BANK
Jan 14, 2017Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 27, 2021 · Amount on Record
Deed SaleDec 27, 2021 · Amount on Record
Prior SaleDec 9, 2009 · Amount on Record
Deed Book / Page66832 / 300
Record UpdatedOct 29, 2026

December 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSTURBRIDGE MA
Recording DateDec 27, 2021
Property Address39 SHEPARD RD, STURBRIDGE, MA 01566-1108
Document Number066832-300
Book / Page66832 / 300
Instrument DateDec 27, 2021
Instrument180987
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address39 SHEPARD RD, STURBRIDGE, MA 01566-1108

Mortgage

Document Number0000180988
DateDec 27, 2021
Instrument180988
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTURBRIDGE MA
Property Address39 SHEPARD RD, STURBRIDGE, MA 01566-1108
Document Number56681-128
Instrument DateJan 14, 2017
Transaction TypeMortgage
Record UpdatedAug 16, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number56681-128
DateJan 31, 2017
Book Page056681/000128
Instrument11000
Lender
NameBANK OF AMERICA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 30, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Worcester County and Sturbridge Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
County SubdivisionSturbridge Town
Elementary School DistrictSturbridge School District (PK - 06)
Secondary School DistrictTantasqua School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,438.00 (+6.05%)$412,700 (+8.29%) Land $110,300 Building $302,400$429,081 (+25.92%)
2025$6,071.00 (+9.37%)$381,100 (+13.22%) Land $105,900 Building $275,200$340,765 (+0.53%)
2024$5,551.00 (+6%)$336,600 (+16.15%) Land $103,800 Building $232,800$338,960
2023$5,237.00$289,800 Land $90,100 Building $199,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 50

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