Buncombe County property record for 39 Settings Blvd, Black Mountain, NC 28711
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,084 sqft · built 2007 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $521,000 (Jun 2020) |
| Tax Bill | $6,134 (2025) |
| Deeds & Mortgages | Sep 2021 Line of Credit Jun 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 733170-2020-202 |
| Primary APN | 733170-2020-202 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,084 sqft Living Area |
| Gross Area | 3,764 sqft |
| 1st Floor Area | 1,716 sqft |
| Upper Floors Area | 180 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Type | Attached |
| Garage Area | 680 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 286 sqft |
| Deck Area | 512 sqft |
| Patio Area | 292 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 733170-2020-202 |
|---|---|
| Street Address | 39 SETTINGS BLVD |
| City | BLACK MOUNTAIN |
| State | NC |
| Zip | 28711-8831 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CR-1 |
| Legal Description | SUBDIV: THE SETTINGS OF BLACK MOUNTAIN LOT: 136 PLAT: 0208-0169 |
| Legal Subdivision | THE SETTINGS OF BLACK MOUNTAIN |
| Legal Block | 1 |
| Legal Lot Number | 136 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | BLACK MOUNTAIN |
| Census Block Group | 1 |
| Census Block | 1064 |
| Census Tract | 3103 |
Source: Buncombe County records, as of September 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 39 SETTINGS BLVD, BLACK MOUNTAIN, NC 28711-8831 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 30, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF PENNSYLVANIA |
| Jun 25, 2020 | Warranty Deed, Transfer · Conventional Mortgage EQUITY RSRCS/OH |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 25, 2020 · Amount on Record |
| Deed Sale | Jun 25, 2020 · Amount on Record |
| Prior Sale | Mar 11, 2013 · Amount on Record |
| Deed Book / Page | 5914 / 874 |
| Prior Transfer Date | Jul 24, 2007 |
| Prior Transfer Doc | 0044391933 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 39 SETTINGS BLVD, BLACK MOUNTAIN, NC 28711-8831 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0061271534 |
|---|---|
| Date | Sep 30, 2021 |
| Book Page | 6127/1534 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | HERMITAGE, PA 16148 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 264 Months |
| Due | Sep 17, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Jun 25, 2020 |
| Property Address | 39 SETTINGS BLVD, BLACK MOUNTAIN, NC 28711-8831 |
| Document Number | 0059140874 |
| Book / Page | 005914 / 000874 |
| Instrument Date | Jun 24, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 7, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,402.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 39 SETTINGS BLVD BLACK MOUNTAIN NC 287118831, BLACK MOUNTAIN, NC 28711-8831 |
| Document Number | 59140877 |
|---|---|
| Date | Jun 25, 2020 |
| Book Page | 005914/000877 |
| Name | EQUITY RSRCS/OH |
|---|---|
| Type | Funding / Finance Company |
| Address | NEWARK, OH 43055 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 24, 2050 |
Source: Buncombe County assessment roll, as of September 22, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Municipality | Black Mountain Town |
| Unified School District | Buncombe County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,134.00 (+3.46%) | $707,100 (+2.09%) Land $72,900 Building $634,200 | $707,100 (+2.09%) Land $72,900 Building $634,200 |
| 2024 | $5,929.00 (+4.53%) | ||
| 2023 | $5,672.00 | $692,600 | $692,600 (-2.05%) Land $72,900 Building $619,700 |
| 2021 | $707,100 Land $72,900 Building $634,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 39 policies |
| Nearby Flood Policies | 39 in force |
| Nearby Flood Claims | 30 (1979–2024) |
| Claims Outside the SFHA | 5 of 30 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · above 71% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: AT&T, Verizon.
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