Berks County property record for 39 Seminary Ave, Reading, PA 19605
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,098 sqft · built 1920 |
| Lot Size | 0.07 acres (3,049 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $210,000 (Jun 2026) |
| Tax Bill | $920 (2026) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Feb 2023 Sale & Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5318-09-06-5139 |
| Primary APN | 5318-09-06-5139 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,098 sqft Living Area |
| 1st Floor Area | 1,098 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 3,049 sqft (0.07 acres) |
| View / Lot | Neighborhood |
| Garage Type | Detached |
| Garage Area | 168 sqft |
| Porch | Enclosed Porch |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 39 SEMINARY AVE |
|---|---|
| City | READING |
| State | PA |
| Zip | 19605-2621 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | VILLAGE/HYDE PARK |
| Legal Block | 06 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | MUHLENBERG |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 12400 |
Source: Berks County records, as of June 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 39 SEMINARY AVE, READING, PA 19605-2621 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 1, 2026 | Deed, Transfer · FHA Mortgage UNIVEST BANK AND TRUST COMPANY |
| Feb 22, 2023 | Deed, Transfer · Stand-Alone Second Mortgage TIDEWATER MORTGAGE SERVICES INC |
| Oct 29, 2018 | Deed, Transfer · FHA Mortgage MORTGAGE AMERICA INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 1, 2026 · Amount on Record |
| Deed Sale | Jun 1, 2026 · Amount on Record |
| Prior Sale | Apr 25, 2025 · Amount on Record |
| Deed Document Number | 202617022 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Jun 1, 2026 |
| Property Address | 39 SEMINARY AVE, READING, PA 19605-2621 |
| Document Number | 0000017022 |
| Instrument Date | May 27, 2026 |
| Instrument | 202617022 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2026 |
| Title Company | PLATINUM HOME SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $212,100.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 39 SEMINARY AVE, READING, PA 19605-2621 |
| Document Number | 0000017023, |
|---|---|
| Date | Jun 1, 2026 |
| Instrument | 202617023 |
| Name | UNIVEST BANK AND TRUST COMPANY |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Feb 22, 2023 |
| Property Address | 39 SEMINARY AVE, READING, PA 19605-2621 |
| Document Number | 0000004823 |
| Instrument Date | Feb 16, 2023 |
| Instrument | 2023004823 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2025 |
| Title Company | WYOMISSING ABSTRACT LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,738.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 39 SEMINARY AVE, READING, PA 19605-2621 |
| Document Number | 0000004825 |
|---|---|
| Date | Feb 22, 2023 |
| Instrument | 2023004825 |
| Name | TIDEWATER MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Mar 1, 2033 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Oct 29, 2018 |
| Property Address | 39 SEMINARY AVE, READING, PA 19605-2621 |
| Document Number | 0000037571 |
| Instrument Date | Oct 24, 2018 |
| Instrument | 2018037571 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2021 |
| Title Company | REGAL ABSTRACT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 39 SEMINARY AVE, READING, PA 19605-2621 |
| Document Number | 0000037572 |
|---|---|
| Date | Oct 29, 2018 |
| Instrument | 2018037572 |
| Name | MORTGAGE AMERICA INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2048 |
Source: Berks County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| County Subdivision | Muhlenberg Township |
| Unified School District | Muhlenberg School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $920.00 | $61,300 (-) Land $23,800 Building $37,500 | $23,800 (-) Land $23,800 |
| 2025 | $920.00 (+6.98%) Homeowner's exemption | $61,300 (-) Land $23,800 Building $37,500 | $23,800 (-61.17%) Land $23,800 |
| 2024 | $860.00 | $61,300 Land $23,800 Building $37,500 | |
| 1994 | $61,300 Land $23,800 Building $37,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 13 (1979–2023) |
| Claims Outside the SFHA | 3 of 13 |
| Most Recent Claim | Jul 2023 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MUHLENBERG TWP MUNI AUTH serves 22,400 people · EPA ID PA3060038 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Aug 2020 |
| Monitoring and Reporting | 26 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 10,000 / 10,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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