39 School St, Edgartown, MA 02539 Property Records

Dukes County and Edgartown Town property record for 39 School St, Edgartown, MA 02539

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	3 bd · 4.5 ba · 3,647 sqft · built 1850
Lot Size	0.281 acres (12,254 sqft)
Owner	2 Individual Names on File
Last Sale	$3,926,000 (Oct 2014)
Tax Bill	$16,236 (2026)
Deeds & Mortgages	Jan 2022 Refinance Jan 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`EDGA M:020D B:0138 L`

Property Details

APN / Parcel Number

Primary APN	`EDGA M:020D B:0138 L`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	3,647 sqft Living Area
Gross Area	5,566 sqft
Basement Area	352 sqft
Unfinished Basement	352 sqft

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1850
Lot Area	12,254 sqft (0.281 acres)
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	39 SCHOOL ST
City	EDGARTOWN
State	MA
Zip	02539
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Local Zoning Code	R5
Legal Block	138
Jurisdiction	EDGARTOWN MA
Township / Civil Division	EDGARTOWN
Census Block Group	2
Census Block	2055
Census Tract	200300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Edgartown Village Historic District listed 1983 · 423 contributing resources · NRIS 83003967

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

39 School St, a residential property, is owned by two individuals who bought it in October 2014.

Source: Dukes County and Edgartown Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	287 CARTER ST, NEW CANAAN, CT 06840-5012
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Jan 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2014 · Amount on File
Deed Sale	Oct 30, 2014 · Amount on File
Prior Sale	Mar 4, 2003 · Amount on File
Deed Book / Page	75 / 69
Transfer Doc	0000075-69
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EDGARTOWN MA
Property Address	39 SCHOOL ST, EDGARTOWN, MA 02539
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000091655
Date	Jan 10, 2022
Instrument	91655

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	145 Months
Due	Feb 1, 2034

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EDGARTOWN MA
Property Address	39 SCHOOL ST, EDGARTOWN, MA 02539
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000096793
Date	Jan 16, 2026
Instrument	96793

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2041

Tax Assessment & Valuation

Source: Dukes County and Edgartown Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Dukes County
County Subdivision	Edgartown Town
Secondary School District	Martha's Vineyard School District (09 - 12)
Elementary School District	Edgartown School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$16,236.00 (+0.72%)	$6,546,700 (+7.62%) Land $2,004,900 Building $4,541,800
2025	$16,120.00 (+15.95%)	$6,083,200 (+11.58%) Land $1,833,000 Building $4,250,200
2024	$13,902.00 (-0.4%)	$5,451,700 (-1.57%) Land $1,833,000 Building $3,618,700
2023	$13,958.00	$5,538,800 Land $1,862,100 Building $3,676,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 39 School St in Zone X, an area of minimal flood risk, though there have been 40 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective February 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 221 individual policies
Nearby Flood Policies	311 units insured incl. 90 condo units
Nearby Flood Claims	40 (1978–2024)
Claims Outside the SFHA	4 of 40
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Coastal Storm, Oct 1991 · 12 claims Hurricane Bob, Aug 1991 · 7 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 39 School St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EDGARTOWN WATER DEPARTMENT serves 8,027 people · EPA ID MA4089000
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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