Walton County property record for 39 Sawbrier St, Freeport, FL 32439
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,125 sqft · built 2024 |
| Lot Size | 0.089 acres (3,877 sqft) |
| Owner | Individual Name on File |
| Last Sale | $399,900 (Aug 2024) |
| Tax Bill | $882 (2024) |
| Deeds & Mortgages | Sep 2023 Construction Loan Aug 2024 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-1N-19-17011-00C-0010 |
| Primary APN | 25-1N-19-17011-00C-0010 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,125 sqft Living Area |
| Gross Area | 2,944 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2024 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 3,877 sqft (0.089 acres) |
| Lot Dimensions | 8.5 ft deep x 4.5 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 39 SAWBRIER ST |
|---|---|
| City | FREEPORT |
| State | FL |
| Zip | 32439-0269 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 BLK C OWLS HEAD PH 1C PB 25-18 OR 3276-2442 OR 3289-2897 OR 3292-1038 OR 3334-3348 |
| Legal Phase | 1C |
| Legal Block | C |
| Legal Lot Number | 1 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | FREEPORT |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 950501 |
39 Sawbrier St is owned and occupied by an individual who bought it in August 2024.
Source: Walton County records, as of January 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 39 SAWBRIER ST, FREEPORT, FL 32439-0269 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 1, 2023 | Deed of Trust, Mortgage · Construction Mortgage TRUSTMARK NATIONAL BANK |
| Aug 29, 2024 | Warranty Deed, Transfer SOUTH OAK TITLE 30A LLC, SOUTH OAK TITLE GRAYTON LLC |
| Aug 29, 2024 | Warranty Deed, Transfer · FHA Mortgage CANOPY MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 29, 2024 · Amount on File |
| Deed Sale | Aug 29, 2024 · Amount on File |
| Deed Document Number | 0033343348 |
| Deed Book / Page | 3334 / 3348 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 39 SAWBRIER ST, FREEPORT, FL 32439-0269 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2026 |
| Title Company | SOUTH OAK TITLE 30A LLC |
| Name | Verified Name |
|---|---|
| Address | 105 HAYESBURY DR, PELHAM, AL 35124-1062 |
| Investor | Possibly a Property Investor |
| Document Number | 0033003282 |
|---|---|
| Date | Sep 1, 2023 |
| Book Page | 3300/3282 |
| Instrument | 20230031461 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35209 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Aug 29, 2024 |
| Property Address | 39 SAWBRIER ST, FREEPORT, FL 32439-0269 |
| Document Number | 0033343348 |
| Book / Page | 3334 / 3348 |
| Map Reference | MB 25 PG 18 |
| Instrument Date | Aug 29, 2024 |
| Instrument | 20240030592 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2026 |
| Title Company | SOUTH OAK TITLE 30A LLC, SOUTH OAK TITLE GRAYTON LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $2,799.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 105 HAYESBURY DR, PELHAM, AL 35124-1062 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 39 SAWBRIER ST, FREEPORT, FL 32439-0269 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Aug 29, 2024 |
| Property Address | 39 SAWBRIER ST, FREEPORT, FL 32439-0269 |
| Document Number | 0033343348 |
| Book / Page | 3334 / 3348 |
| Map Reference | MB 25 PG 18 |
| Instrument Date | Aug 20, 2024 |
| Instrument | 20240030592 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2025 |
| Title Company | SOUTH OAK TITLE GRAYTON LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,799.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 105 HAYESBURY DR, PELHAM, AL 35124-1062 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 39 SAWBRIER ST, FREEPORT, FL 32439-0269 |
| Document Number | 20240030593 |
|---|---|
| Date | Aug 29, 2024 |
| Instrument | 20240030593 |
| Name | CANOPY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2054 |
Source: Walton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Municipality | Freeport City |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $295,156 Land $59,850 Building $235,306 | $295,156 Land $59,850 Building $235,306 | |
| 2024 | $882.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 39 Sawbrier St in Zone X, an area of minimal flood risk, though there have been 68 flood claims nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 38 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 38 in force |
| Nearby Flood Claims | 68 (1990–2020) |
| Claims Outside the SFHA | 15 of 68 |
| Most Recent Claim | Oct 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 39 Sawbrier St is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 76% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FREEPORT serves 12,020 people · EPA ID FL1660290 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber | 2,000 / 35 |
| Point Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
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