39 Sapling St, Inlet Beach, FL 32461 Property Records

Walton County property record for 39 Sapling St, Inlet Beach, FL 32461 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	5 Baths
Year Built	Built 2021
Square Footage	2,918 sqft Living Area
Lot Size	9,060 sqft (0.207 acres)
Occupancy	Owner Occupied
Last Sale	$774,800 (2021)
Tax Bill	$7,618.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`25-3S-18-16241-000-0720`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Building Area	2,918 sqft Living Area
Gross Area	4,126 sqft Gross Area
Stories	1 Stories
Interior Structure	Custom/Decorative Interior Structure

Exterior

Year Built	Built 2021
Exterior Material	Fiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior
Roof Construction	Cathedral/Clerestory Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	9,060 sqft (0.207 acres)
Depth X Width	14 ft x 6.5 ft Depth x Width
Fence	Fence

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating

Location & Zoning

Street Address	39 SAPLING ST
City	INLET BEACH
State	FL
Zip	32461-7453
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 72 STILLWATER AT WATERSOUND PH 2 PB 21-72 OR 3119-1000 OR 3182-1513
Legal Range	18W
Legal Township	03S
Legal Section	25
Legal Phase	2
Legal Lot Number	72
Jurisdiction	WALTON FL
Minor Civil Division	WALTON BEACHES
Census Blockgroup	2
Census Block	2019
Census Tract	950610

Owner

Source: Walton County records · APN 25-3S-18-16241-000-0720

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	39 SAPLING ST, INLET BEACH, FL 32461-7453
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 09, 2021 · Amount on Record
Deed Sale	Feb 09, 2021 · Amount on Record
Deed Doc Number	20210006103
Deed Book / Page	3182 / 1513
Record Refreshed	Jun 08, 2026

February 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Feb 09, 2021
Property Address	39 SAPLING ST, INLET BEACH, FL 32461-7453
Document Number	0031821513
Book / Page	3182 / 1513
Map Reference	MB 21 PG 72&73
Instrument Date	Feb 05, 2021
Instrument	20210006103
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 18, 2025
Title Company	RODGERS KIEFER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$5,423.60
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 5244, NICEVILLE, FL 32578-5244

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 SAPLING ST, INLET BEACH, FL 32461-7453

Mortgage

Document Number	0031821515
Date	Feb 09, 2021
Instrument	3182/1515

Lender

Name	FIRST FEDERAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$971,816 (-15.25%) Land $150,000 Building $821,816	$971,816 (-15.25%) Land $150,000 Building $821,816
2024	$7,618.00 (+3.7%)
2023	$7,346.00 (+1.13%) Homeowner's exemption	$1,146,669 (+39.48%) Land $91,300 Building $1,055,369	$1,146,669 (+39.48%) Land $91,300 Building $1,055,369
2022	$7,264.00 Homeowner's exemption	$822,100 Land $101,343 Building $720,757	$822,100 Land $101,343 Building $720,757

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Walton County (12131C), updated June 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	High above 74% of the US · above 58% of Florida
Wildfire Likelihood	About 1 in 402 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.