Cook County property record for 39 S State St, Chicago, IL 60603
| Property Type | Commercial |
|---|---|
| Details | 6,770 sqft · built 1905 |
| Lot Size | 0.56 acres (2,433 sqft) |
| Owner | Company Name on File |
| Last Sale | $10,450,000 (Aug 2016) |
| Tax Bill | $56,509 (2024) |
| Deeds & Mortgages | Feb 2020 Loan Modification May 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-15-100-029 |
| Primary APN | 17-15-100-029 |
|---|---|
| Alternative APN |
|
| Building Area | 6,770 sqft Gross Area |
|---|
| Year Built | Built 1905 |
|---|---|
| Effective Year Built | Effective 1905 |
| Lot Area | 2,433 sqft (0.56 acres) |
| Street Address | 39 S STATE ST |
|---|---|
| City | CHICAGO |
| State | IL |
| Zip | 60603-2802 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | DX-16 |
| Legal Range | 14E |
| Legal Township | 39N |
| Legal Section | 15 |
| Legal Subdivision | MENTOR BLDG CONDO |
| Legal Lot Number | 2 |
| Jurisdiction | COOK IL |
| Township / Civil Division | CHICAGO |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 320400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Loop Retail Historic District listed 1998 · 74 contributing resources · NRIS 98001351 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
39 S State St, a commercial property, is owned by a company that bought it in August 2016.
Source: Cook County records, as of August 25, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1 PARKVIEW PLZ, 9, OAKBROOK TERRACE, IL 60181-4400 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 24, 2020 | Loan Modification, Mortgage WINTRUST BK NA |
| May 19, 2017 | Deed of Trust, Construction Loan · Line of Credit WINTRUST BK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 3, 2016 · Amount on File |
| Deed Sale | Aug 3, 2016 · Amount on File |
| Deed Document Number | 201644102 |
| Prior Transfer Date | Jun 30, 2000 |
| Prior Transfer Doc | 0000000347 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 39 S STATE ST, CHICAGO, IL 60603-2802 |
| Document Number | 2007717196 |
| Instrument Date | Feb 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 39 S STATE ST CHICAGO IL 60602, CHICAGO, IL 60602 |
| Document Number | 2007717196 |
|---|---|
| Date | Mar 17, 2020 |
| Instrument | 7717196 |
| Name | WINTRUST BK NA |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 36 Months |
| Due | Mar 16, 2023 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | May 19, 2017 |
| Property Address | 39 S STATE ST, CHICAGO, IL 60603-2802 |
| Document Number | 1713919043 |
| Instrument Date | May 18, 2017 |
| Instrument | 13919043 |
| Transaction Type | Construction Loan |
| Record Updated | Apr 7, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 39 S STATE ST CHICAGO IL 60602, CHICAGO, IL 60602 |
| Document Number | 1713919043 |
|---|---|
| Date | May 19, 2017 |
| Instrument | 13919043 |
| Name | WINTRUST BK NA |
|---|---|
| Address | 231 S LA SALLE ST # 2ND, CHICAGO, IL 60604-1426 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 36 Months |
| Due | May 18, 2020 |
| Rate Type | Adjustable Rate |
|---|
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| Municipality | Chicago City |
| Unified School District | Chicago Public School District 299 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $265,905 Land $11,137 Building $254,768 | $1,063,620 Land $44,548 Building $1,019,072 | |
| 2024 | $56,509.00 (-22.03%) | ||
| 2023 | $72,475.00 (+3%) | ||
| 2022 | $70,365.00 | $328,295 Land $11,137 Building $317,158 | $1,313,180 Land $44,548 Building $1,268,632 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 39 S State St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Jul 1978 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 39 S State St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHICAGO serves 2,721,308 people · EPA ID IL0316000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
May also be available: Google Fiber, T-Mobile, Verizon, Zentro.
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