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39 S Prairie St, Cary, IL 60013 Property Records

McHenry County property record for 39 S Prairie St, Cary, IL 60013

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,014 sqft · built 1957
Lot Size0.351 acres (15,290 sqft)
OwnerIndividual Name on Record
Deeds & MortgagesAug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN19-13-252-009

Property Details

APN / Parcel Number

Primary APN19-13-252-009

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,014 sqft
Gross Area1,627 sqft
1st Floor Area1,014 sqft

Exterior

Year BuiltBuilt 1957
Architectural StyleSplit Level
Exterior MaterialFrame Siding
Lot Area15,290 sqft (0.351 acres)

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Street Address39 S PRAIRIE ST
CityCARY
StateIL
Zip60013-2614
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2016R0031447 LT 16 BRIGADOON UNIT 1 DIVISION A
Legal Range08E
Legal Township43N
Legal Section13
Legal SubdivisionDIVISION
Legal Block252
Legal Lot Number16
Legal Unit1
JurisdictionMCHENRY IL
Township / Civil DivisionALGONQUIN
Census Block Group3
Census Block3010
Census Tract871600

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address39 S PRAIRIE ST, CARY, IL 60013-2614
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateAug 23, 2016
Transfer Doc0000031447
Record UpdatedJun 7, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address39 S PRAIRIE ST, CARY, IL 60013-2614
Transaction TypeMortgage
Record UpdatedAug 20, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address39 S PRAIRIE ST, CARY, IL 60013-2614

Mortgage

Document Number0000043629
DateAug 10, 2021
Instrument2021R0043629
Lender
NameLOANCARE LLC
AddressVIRGINIA BEACH, VA 23452
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term299 Months
DueJul 1, 2046

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionAlgonquin Township
MunicipalityCary Village
Elementary School DistrictCary Community Consolidated School District 26 (PK - 08)
Secondary School DistrictCommunity High School District 155 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$63,689 Land $27,582 Building $36,107$191,067 Land $82,746 Building $108,321

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims6 (1979–2013)
Most Recent ClaimApr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event
  • Severe Storms & Flooding, Oct 1986 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARY
serves 17,826 people · EPA ID IL1110100
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

May also be available: Verizon.

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