39 S Main St, Belchertown, MA 01007 Property Records

Hampshire County and Belchertown Town property record for 39 S Main St, Belchertown, MA 01007

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,088 sqft · built 1750
Lot Size	0.83 acres (36,155 sqft)
Owner	Individual Name on Record
Last Sale	$298,000 (Dec 2024)
Tax Bill	$4,504 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Dec 2024 Sale & Mortgage
APN	`BELC M:244 L:125`

Property Details

APN / Parcel Number

Primary APN	`BELC M:244 L:125`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,088 sqft Living Area
Gross Area	4,264 sqft
Basement Area	918 sqft
Unfinished Basement	918 sqft

Exterior

Year Built	Built 1750
Effective Year Built	Effective 1750
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	36,155 sqft (0.83 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	39 S MAIN ST
City	BELCHERTOWN
State	MA
Zip	01007-8831
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	125
Jurisdiction	BELCHERTOWN MA
Township / Civil Division	BELCHERTOWN
Census Block Group	2
Census Block	2001
Census Tract	820206

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Belchertown Center Historic District listed 1982 · 68 contributing resources · NRIS 82001913

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hampshire County and Belchertown Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	39 S MAIN ST, BELCHERTOWN, MA 01007-8831
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage MONSON SAVINGS BANK
Dec 30, 2024	Deed, Transfer · Stand-Alone First Mortgage FLORENCE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2024 · Amount on Record
Deed Sale	Dec 30, 2024 · Amount on Record
Prior Sale	Mar 5, 2007 · Amount on Record
Deed Document Number	202420546
Deed Book / Page	15319 / 135
Transfer Doc	10553-77
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELCHERTOWN MA
Recording Date	Sep 4, 2026
Property Address	39 S MAIN ST, BELCHERTOWN, MA 01007-8831
Document Number	0000015276
Book / Page	15834 / 300
Instrument Date	Aug 26, 2026
Instrument	202615276
Transaction Type	Mortgage
Record Updated	Sep 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 S MAIN ST, BELCHERTOWN, MA 01007-8831

Mortgage

Document Number	0000015276,
Date	Sep 4, 2026
Book Page	15834/300
Instrument	202615276

Lender

Name	MONSON SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2041

Interest

Max Rate	-1%

December 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	BELCHERTOWN MA
Recording Date	Dec 30, 2024
Property Address	39 S MAIN ST, BELCHERTOWN, MA 01007-8831
Document Number	015319-135
Book / Page	15319 / 135
Instrument Date	Dec 30, 2024
Instrument	20546
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	39 S MAIN ST, BELCHERTOWN, MA 01007-8831

Mortgage

Document Number	0000020547
Date	Dec 30, 2024
Instrument	20547

Lender

Name	FLORENCE BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Jan 1, 2032
Max Rate At Change	2.75%
Index	1-Year CMT

Tax Assessment & Valuation

Source: Hampshire County and Belchertown Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
County Subdivision	Belchertown Town
Unified School District	Belchertown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,504.00 (+13.71%)	$297,700 (+9.05%) Land $74,500 Building $223,200	$307,219 (+7.98%)
2025	$3,961.00 (+4.51%)	$273,000 (+10.35%) Land $74,500 Building $198,500	$284,525 (-11.78%)
2024	$3,790.00 (+1.64%)	$247,400 (+8.27%) Land $67,700 Building $179,700	$322,525
2023	$3,729.00	$228,500 Land $64,000 Building $164,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELCHERTOWN WATER DISTRICT serves 3,253 people · EPA ID MA1024000
Water Source	Groundwater
Last State Inspection	May 2026
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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