39 S Main St, Bainbridge, NY 13733 Property Records

Chenango County and Bainbridge Town property record for 39 S Main St, Bainbridge, NY 13733

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,294 sqft · built 1889
Lot Size	0.37 acres (16,117 sqft)
Owner	Individual Name on File
Last Sale	$60,450 (Feb 2023)
Tax Bill	$4,961 (2026)
Deeds & Mortgages	Feb 2023 Sale
Flood Zone	Zone AE (high risk)
APN	`082201 265.1-7-1`

Property Details

APN / Parcel Number

Primary APN	`082201 265.1-7-1`
Alternative APNs	`220126510000070010000000` `0210740`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,294 sqft Living Area
1st Floor Area	708 sqft
2nd Floor Area	586 sqft

Exterior

Year Built	Built 1889
Effective Year Built	Effective 1980
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	16,117 sqft (0.37 acres)
Lot Dimensions	335 ft deep x 50 ft wide
Porch	Slab
Porch Area	316 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0210740
Street Address	39 S MAIN ST
City	BAINBRIDGE
State	NY
Zip	13733-1214
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	03 - MULTI
Legal Block	7
Legal Lot Number	1.000
Jurisdiction	CHENANGO NY
Township / Civil Division	BAINBRIDGE
Census Block Group	2
Census Block	2065
Census Tract	970901

Owner

39 S Main St is owned and occupied by an individual who bought it in February 2023.

Source: Chenango County and Bainbridge Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	39 S MAIN ST, BAINBRIDGE, NY 13733-1214
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 13, 2023 · Amount on File
Deed Sale	Feb 13, 2023 · Amount on File
Prior Sale	Apr 26, 2006 · Amount on File
Deed Document Number	2023229
Record Updated	Oct 29, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHENANGO NY
Recording Date	Feb 13, 2023
Property Address	39 S MAIN ST, BAINBRIDGE, NY 13733-1214
Document Number	2023000000229
Instrument Date	Feb 9, 2023
Instrument	20230-00000229
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	154 BADEN PL, STATEN ISLAND, NY 10306-6054

Tax Assessment & Valuation

The 2026 property tax bill for 39 S Main St was $4,961, down 41.2% from the year before.

Source: Chenango County and Bainbridge Town assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chenango County
County Subdivision	Bainbridge Town
Municipality	Bainbridge Village
Unified School District	Bainbridge-Guilford Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,961.00 (-41.16%)
2025	$8,432.00	$100,700 Land $15,800 Building $84,900	$148,088 Land $23,235 Building $124,853
2023		$100,700 Land $15,800 Building $84,900	$125,875 Land $19,750 Building $106,125

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 39 S Main St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (2011)
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 39 S Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAINBRIDGE VILLAGE serves 1,550 people · EPA ID NY0801739
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20