39 Ross Rd, Saco, ME 04072 Property Records

York County and Saco City property record for 39 Ross Rd, Saco, ME 04072

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,622 sqft · built 2014
Lot Size	1.56 acres (67,954 sqft)
Owner	Individual Name on Record
Last Sale	$481,900 (Jun 2021)
Tax Bill	$7,995 (2025)
Deeds & Mortgages	Nov 2020 Refinance Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`K0526R`

Property Details

APN / Parcel Number

Primary APN	`K0526R`
Alternative APN	`SACO M:036 L:007 U:006-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,622 sqft Living Area
Gross Area	3,800 sqft
1st Floor Area	956 sqft
Basement Area	948 sqft
Unfinished Basement	948 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	67,954 sqft (1.56 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	K0526R
Street Address	39 ROSS RD
City	SACO
State	ME
Zip	04072-1538
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Subdivision	KERRY BROTHERS
Legal Lot Number	7
Jurisdiction	SACO ME
Township / Civil Division	SACO
Census Block Group	3
Census Block	3000
Census Tract	5200

Owner

Source: York County and Saco City records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	39 ROSS RD, SACO, ME 04072-1538
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Jun 1, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage NORCOM MORTGAGE
Jul 9, 2019	Deed of Trust, Mortgage · VA Mortgage USAA
May 31, 2018	Warranty Deed, Transfer USSA FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2021 · Amount on Record
Deed Sale	Jun 1, 2021 · Amount on Record
Prior Sale	May 31, 2018 · Amount on Record
Deed Document Number	202131176
Deed Book / Page	18684 / 304
Transfer Doc	16792-0907
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	39 ROSS RD, SACO, ME 04072-1538
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0184320921
Date	Nov 2, 2020
Book Page	18432/921
Instrument	2020055551

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SACO ME
Recording Date	Jun 1, 2021
Property Address	39 ROSS RD, SACO, ME 04072-1538
Document Number	0186840304
Book / Page	18684 / 304
Instrument Date	May 28, 2021
Instrument	2021031176
Transaction Type	Transfer
Record Updated	Feb 2, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 MAY ST # UT2, UT2, PORTLAND, ME 04102-4018

Mortgage

Document Number	2021031177
Date	Jun 1, 2021
Instrument	2021031177

Lender

Name	NORCOM MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	39 ROSS RD, SACO, ME 04072-1538
Document Number	0180000720
Instrument Date	Jul 9, 2019
Transaction Type	Mortgage
Record Updated	Aug 1, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	39 ROSS RD SACO ME 040721538, SACO, ME 04072-1538

Mortgage

Document Number	0180000720
Date	Jul 23, 2019
Book Page	018000/000720
Instrument	28599

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 22, 2049

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SACO ME
Recording Date	May 31, 2018
Property Address	39 ROSS RD, SACO, ME 04072-1538
Document Number	0177230439
Book / Page	017723 / 000439
Instrument Date	May 30, 2018
Instrument	19698
Transaction Type	Transfer
Record Updated	Jan 14, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	100 FORBES LN WINDHAM ME 040626113, WINDHAM, ME 04062-6113

Mortgage

Document Number	177230441
Date	May 31, 2018
Book Page	017723/000441
Instrument	19699

Lender

Name	USSA FSB
Type	Federal Savings Bank
Address	SAN ANTONIO, TX 78288-0544

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 30, 2048

Tax Assessment & Valuation

Source: York County and Saco City assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Saco City
Unified School District	Saco Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,995.00 (+4.61%)	$563,000 (+3.49%) Land $211,000 Building $352,000
2024	$7,643.00 (+5.54%)	$544,000 (+37.69%) Land $211,000 Building $333,000	$567,815
2022	$7,242.00	$395,100 Land $161,300 Building $233,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: GoNetspeed.

Cell Coverage

5G and 4G LTE (outdoors only)

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