Cumberland Town property record for 39 Rosemere Rd, Cumberland, RI 02864
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,230 sqft · built 1963 |
| Lot Size | 0.207 acres (9,017 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $310,000 (Sep 2016) |
| Tax Bill | $6,122 (2026) |
| Deeds & Mortgages | Nov 2023 Refinance Oct 2020 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 9194-27 |
| Primary APN | 9194-27 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,230 sqft Living Area |
| Gross Area | 4,292 sqft |
| 1st Floor Area | 1,258 sqft |
| Basement Area | 972 sqft |
| Unfinished Basement | 972 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,017 sqft (0.207 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 9194-27 |
|---|---|
| Street Address | 39 ROSEMERE RD |
| City | CUMBERLAND |
| State | RI |
| Zip | 02864-3408 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 100 |
| Legal Block | 65 |
| Jurisdiction | CUMBERLAND RI |
| Township / Civil Division | CUMBERLAND |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 11403 |
39 Rosemere Rd is owned and occupied by two individuals who bought it in September 2016.
Source: Cumberland Town records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 39 ROSEMERE RD, CUMBERLAND, RI 02864-3408 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 27, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance NAVIGANT CREDIT UNION |
| Oct 14, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance HARBORONE MORTGAGE |
| Jan 14, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance HARBORONE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 28, 2016 · Amount on File |
| Deed Sale | Sep 28, 2016 · Amount on File |
| Prior Sale | Sep 25, 2000 · Amount on File |
| Deed Book / Page | 1723 / 462 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 39 ROSEMERE RD, CUMBERLAND, RI 02864-3408 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 001968-424 |
|---|---|
| Date | Nov 27, 2023 |
| Book Page | 1968/424 |
| Instrument | 141671 |
| Name | NAVIGANT CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 39 ROSEMERE RD, CUMBERLAND, RI 02864-3408 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1858-837 |
|---|---|
| Date | Oct 14, 2020 |
| Book Page | 1858/837 |
| Instrument | 118045 |
| Name | HARBORONE MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 39 ROSEMERE RD, CUMBERLAND, RI 02864-3408 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1871-880 |
|---|---|
| Date | Jan 14, 2021 |
| Book Page | 1871/880 |
| Instrument | 120732 |
| Name | HARBORONE BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Feb 1, 2046 |
The 2026 property tax bill for 39 Rosemere Rd was $6,122, up 1.4% from the year before.
Source: Cumberland Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Cumberland Town |
| Unified School District | Cumberland School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,122.00 (+1.41%) | $611,600 (+24.31%) Land $198,500 Building $413,100 | $636,051 |
| 2025 | $6,037.00 | $492,000 Land $146,400 Building $345,600 | |
| 2023 | $5,717.00 (+2.69%) | $492,000 (+32.47%) Land $146,400 Building $345,600 | |
| 2022 | $5,567.00 | $371,400 Land $113,800 Building $257,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 39 Rosemere Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 39 Rosemere Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CUMBERLAND serves 21,235 people · EPA ID RI1647530 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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