Bergen County and Closter Borough property record for 39 Rose Ct, Closter, NJ 07624
| Property Type | Single Family Home |
|---|---|
| Details | 1,423 sqft · built 1961 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $615,000 (Sep 2020) |
| Tax Bill | $16,035 (2025) |
| Deeds & Mortgages | Aug 2023 Second Mortgage Dec 2021 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-01405-0000-00026 |
| Primary APN | 07-01405-0000-00026 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,423 sqft Living Area |
| 1st Floor Area | 1,423 sqft |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Construction Type | Frame |
| Lot Area | 14,375 sqft (0.33 acres) |
| Lot Dimensions | 123 ft deep x 120 ft wide |
| Account Number | 101110 |
|---|---|
| Street Address | 39 ROSE CT |
| City | CLOSTER |
| State | NJ |
| Zip | 07624-1322 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | DISTRICTN |
| Legal Description | 0.33 AC |
| Legal Subdivision | MARION VILLAGE SEC 1 |
| Legal Block | 1405 |
| Legal Lot Number | 26 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | CLOSTER |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 7002 |
39 Rose Ct is owned and occupied by two individuals who bought it in September 2020.
Source: Bergen County and Closter Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 39 ROSE CT, CLOSTER, NJ 07624-1322 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 18, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Dec 8, 2021 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Jul 21, 2020 | Deed of Trust, Mortgage · Conventional with PMI GUARANTEED RATE AFFINITY LLC |
| Sep 30, 2020 | Bargain and Sale Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Dec 12, 2017 | Grant Deed, Transfer OLD REPUBLIC TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 30, 2020 · Amount on File |
| Deed Sale | Sep 30, 2020 · Amount on File |
| Prior Sale | Dec 12, 2017 · Amount on File |
| Deed Document Number | 202094854 |
| Deed Book / Page | 3736 / 1990 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 39 ROSE CT, CLOSTER, NJ 07624-1322 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0050611371 |
|---|---|
| Date | Aug 18, 2023 |
| Book Page | 5061/1371 |
| Instrument | 2023053976 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Sep 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 39 ROSE CT, CLOSTER, NJ 07624-1322 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2022 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 39 ROSE CT, CLOSTER, NJ 07624-1322 |
| Document Number | 0044831281 |
|---|---|
| Date | Dec 8, 2021 |
| Book Page | 4483/1281 |
| Instrument | 2021177952 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 298 Months |
| Due | Oct 20, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 39 ROSE CT, CLOSTER, NJ 07624-1322 |
| Document Number | 0037370001 |
| Instrument Date | Jul 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 39 ROSE CT CLOSTER NJ 076241322, CLOSTER, NJ 07624-1322 |
| Document Number | 0037370001 |
|---|---|
| Date | Sep 30, 2020 |
| Book Page | 003737/000001 |
| Instrument | 94855 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 29, 2050 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Sep 30, 2020 |
| Property Address | 39 ROSE CT, CLOSTER, NJ 07624-1322 |
| Document Number | 0037361990 |
| Book / Page | 3736 / 1990 |
| Instrument Date | Jul 21, 2020 |
| Instrument | 20-094854 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Title Company | WESTCOR LAND TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,344.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 120 BNARWOOD AVENUE, 120, NORWOOD, NJ |
| Name | Verified Name |
|---|---|
| Address | 39 ROSE CT, CLOSTER, NJ 07624-1322 |
| Document Number | 20094855 |
|---|---|
| Date | Sep 30, 2020 |
| Instrument | 20-094855 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Aug 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Dec 12, 2017 |
| Property Address | 39 ROSE CT, CLOSTER, NJ 07624-1322 |
| Document Number | 0028100473 |
| Book / Page | 002810 / 000473 |
| Instrument Date | Nov 21, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $390.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 120 BRIARWOOD AVE NORWOOD NJ 076482403, NORWOOD, NJ 07648-2403 |
The 2025 property tax bill for 39 Rose Ct was $16,035, up 5.5% from the year before.
Source: Bergen County and Closter Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Closter Borough |
| Elementary School District | Closter Borough School District (KG - 08) |
| Secondary School District | Northern Valley Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $816,800 (+5.54%) Land $514,100 Building $302,700 | $816,800 (+5.54%) Land $514,100 Building $302,700 | |
| 2025 | $16,035.00 (+5.53%) | $773,900 Land $476,600 Building $297,300 | $773,900 Land $476,600 Building $297,300 |
| 2024 | $15,195.00 | ||
| 2023 | $673,100 Land $398,200 Building $274,900 | $673,100 Land $398,200 Building $274,900 | |
| 2022 | $13,681.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 39 Rose Ct in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 3 (2011–2021) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 39 Rose Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
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