39 Robinson St, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 39 Robinson St, Schenectady, NY 12304

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,750 sqft · built 1915
Lot Size	0.078 acres (3,400 sqft)
Owner	2 Individual Names on File
Last Sale	$38,000 (Jun 2018)
Tax Bill	$6,227 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit Jul 2026 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`421500 49.60-2-37`

Property Details

APN / Parcel Number

Primary APN	`421500 49.60-2-37`
Alternative APN	`150004906000020370000000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,750 sqft Living Area
1st Floor Area	890 sqft
2nd Floor Area	860 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	3,400 sqft (0.078 acres)
Lot Dimensions	100 ft deep x 34 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	201 sqft
Porch	Slab
Porch Area	258 sqft
Patio Area	600 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	39 ROBINSON ST
City	SCHENECTADY
State	NY
Zip	12304-1332
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	03 - MULTI
Legal Description	2 WOOD AND GARAGE
Legal Subdivision	HOMESTEAD PARK
Legal Block	2
Legal Lot Number	37.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	2
Census Block	2004
Census Tract	20700

Owner

39 Robinson St is owned and occupied by two individuals who acquired it in January 2026.

Source: Schenectady County and Schenectady City records, as of October 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	39 ROBINSON ST, SCHENECTADY, NY 12304-1332
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2026	Deed of Trust, Mortgage · Line of Credit TRUSTCO BANK
Jul 10, 2026	Deed of Trust, Mortgage · Line of Credit TRUSTCO BANK
Feb 20, 2026	Quit Claim Deed, Transfer Quitclaim
Jul 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage TRUSTCO BANK
Jul 30, 2019	Deed of Trust, Mortgage · Line of Credit TRUSTCO BANK
Jun 22, 2018	Quit Claim Deed, Transfer OTHER
Feb 28, 2018	Grant Deed, Transfer
Sep 1, 2017	Tax Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2018 · Amount on File
Deed Sale	Jun 22, 2018 · Amount on File
Prior Sale	Feb 17, 1995 · Amount on File
Deed Document Number	201827514
Deed Book / Page	1989 / 816
Last Transfer Date	Jan 7, 2026
Transfer Doc	0000003531
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Recording Date	Sep 11, 2026
Property Address	39 ROBINSON ST, SCHENECTADY, NY 12304-1332
Document Number	0000020228
Instrument Date	Sep 8, 2026
Instrument	202620228
Transaction Type	Mortgage
Record Updated	Oct 5, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	39 ROBINSON ST, SCHENECTADY, NY 12304-1332

Mortgage

Document Number	0000020228,
Date	Sep 11, 2026
Instrument	202620228

Lender

Name	TRUSTCO BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 8, 2056

Interest

Max Rate	-1%

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Recording Date	Jul 10, 2026
Property Address	39 ROBINSON ST, SCHENECTADY, NY 12304-1332
Document Number	0000015689
Instrument Date	Jun 17, 2026
Instrument	202615689
Transaction Type	Mortgage
Record Updated	Jul 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 ROBINSON ST, SCHENECTADY, NY 12304-1332

Mortgage

Document Number	0000015689,
Date	Jul 10, 2026
Instrument	202615689

Lender

Name	TRUSTCO BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 17, 2056

Interest

Rate	6.51%
Max Rate	-1%

February 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Feb 20, 2026
Property Address	39 ROBINSON ST, SCHENECTADY, NY 12304-1332
Document Number	0000003531
Instrument Date	Feb 20, 2026
Instrument	202603531
Transaction Type	Transfer
Record Updated	Apr 21, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	138 DARTMOUTH ST, SCHENECTADY, NY 12304-3204

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	39 ROBINSON ST, SCHENECTADY, NY 12304-1332

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	39 ROBINSON ST, SCHENECTADY, NY 12304-1332
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033608
Date	Jul 30, 2019
Book Page	4927/179
Instrument	201933608

Lender

Name	TRUSTCO BANK
Type	Bank
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	239 Months
Due	Jun 17, 2039

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	39 ROBINSON ST, SCHENECTADY, NY 12304-1332
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033605
Date	Jul 30, 2019
Book Page	4927/145
Instrument	201933605

Lender

Name	TRUSTCO BANK
Type	Bank
Address	ALBANY, NY 12205

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 17, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jun 22, 2018
Property Address	39 ROBINSON ST, SCHENECTADY, NY 12304-1332
Document Number	0000027512
Book / Page	001989 / 000810
Instrument Date	Jun 19, 2018
Instrument	27512
Transaction Type	Transfer
Record Updated	Jul 11, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Feb 28, 2018
Property Address	39 ROBINSON ST, SCHENECTADY, NY 12304-1332
Document Number	0000009019
Book / Page	001982 / 000302
Instrument Date	Feb 28, 2018
Instrument	9019
Transaction Type	Transfer
Record Updated	Mar 9, 2018

Transaction

Amount	Amount on Record
Tax	$2.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	105 JAY ST SCHENECTADY NY 123051905, SCHENECTADY, NY 12305-1905

September 2017: Tax Deed, Foreclosure

Document Type	Tax Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Sep 1, 2017
Property Address	39 ROBINSON ST, SCHENECTADY, NY 12304-1332
Document Number	0000039655
Book / Page	001970 / 000225
Instrument Date	Sep 1, 2017
Instrument	39655
Transaction Type	Foreclosure
Record Updated	Sep 6, 2017

Transaction

Amount	Amount on Record
Tax	$2.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	105 JAY ST SCHENECTADY NY 123051905, SCHENECTADY, NY 12305-1905

Tax Assessment & Valuation

The 2026 property tax bill for 39 Robinson St was $6,227, up 2% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,227.00 (+2%)
2025	$6,105.00	$127,000 Land $12,100 Building $114,900	$210,300 Land $20,036 Building $190,264
2023		$127,000 (-) Land $12,100 Building $114,900	$160,759 (+3.8%) Land $15,316 Building $145,443
2022		$127,000 Land $12,100 Building $114,900	$154,878 Land $14,756 Building $140,122
2021	$4,935.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 39 Robinson St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 39 Robinson St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 924 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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