Durham County property record for 39 Riverwalk Ter, Durham, NC 27704
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 1 ba · 864 sqft · built 1985 |
| Lot Size | 0.03 acres (1,307 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,084 (2026) |
| Deeds & Mortgages | Jan 2026 Mortgage Apr 2024 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0824-83-1346 |
| Primary APN | 0824-83-1346 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 864 sqft Heated Area |
| 1st Floor Area | 864 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Townhouse |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 1,307 sqft (0.03 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Street Address | 39 RIVERWALK TER |
|---|---|
| City | DURHAM |
| State | NC |
| Zip | 27704-1182 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RS-M(D) |
| Legal Description | RIVERWALK TWNHMS/PH:02/LT #550 PL:000109-000078 |
| Legal Subdivision | RIVERWALK TWNHMS |
| Legal Phase | 2 |
| Legal Lot Number | 550 |
| Jurisdiction | DURHAM NC |
| Township / Civil Division | DURHAM |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 1708 |
39 Riverwalk Ter, a townhouse, is owned and occupied by an individual.
Source: Durham County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 39 RIVERWALK TER, DURHAM, NC 27704-1182 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 7, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 22, 2024 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Dec 22, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 39 RIVERWALK TER, DURHAM, NC 27704-1182 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2026 |
| Title Company | UNKNOWN, ROCKET CLOSE |
| Name | Verified Name |
|---|---|
| Address | 39 RIVERWALK TER, DURHAM, NC 27704-1182 |
| Document Number | 0104590449 |
|---|---|
| Date | Jan 7, 2026 |
| Book Page | 10459/449 |
| Instrument | 2026159988 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 325 Months |
| Due | Feb 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 39 RIVERWALK TER, DURHAM, NC 27704-1182 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2024 |
| Title Company | AMROCK INC, AMROCK |
| Name | Verified Name |
|---|---|
| Address | 39 RIVERWALK TER, DURHAM, NC 27704-1182 |
| Document Number | OPR100870940 |
|---|---|
| Date | Apr 22, 2024 |
| Book Page | OPR 10087/940 |
| Instrument | 2024093510 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 1050 WOODWARD AVE, DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 39 RIVERWALK TER, DURHAM, NC 27704-1182 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2023 |
| Title Company | AMROCK |
| Name | Verified Name |
|---|---|
| Address | 39 RIVERWALK TER, DURHAM, NC 27704-1182 |
| Document Number | 0098390720 |
|---|---|
| Date | Dec 22, 2022 |
| Book Page | 9839/720 |
| Instrument | 2022047581 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jan 1, 2043 |
The 2026 property tax bill for 39 Riverwalk Ter was $1,084, up 2.5% from the year before.
Source: Durham County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Durham County |
| Municipality | Durham City |
| Unified School District | Durham Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,084.00 (+2.46%) | $213,471 (-) Land $75,000 Building $138,471 | $213,471 (-) Land $75,000 Building $138,471 |
| 2025 | $1,058.00 | $213,471 Land $75,000 Building $138,471 | $213,471 Land $75,000 Building $138,471 |
| 2023 | $496.00 (+2.27%) | $75,821 Land $18,000 Building $57,821 | $75,821 Land $18,000 Building $57,821 |
| 2022 | $485.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 39 Riverwalk Ter in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 20 (2018–2025) |
| Claims Outside the SFHA | 3 of 20 |
| Most Recent Claim | Jul 2025 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 39 Riverwalk Ter is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DURHAM serves 333,490 people · EPA ID NC0332010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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