39 Riverview Ave, Fox Lake, IL 60020 Property Records

Lake County property record for 39 Riverview Ave, Fox Lake, IL 60020

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,142 sqft · built 1993
Lot Size0.225 acres (9,801 sqft)
Owner2 Individual Names on Record
Tax Bill$4,965 (2024)
Deeds & MortgagesOct 2018 Line of Credit
Oct 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN05-04-403-013

Property Details

APN / Parcel Number

Primary APN05-04-403-013

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Building Area1,142 sqft Living Area
Gross Area1,688 sqft
1st Floor Area1,142 sqft
Basement Area546 sqft

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleSplit Level
Lot Area9,801 sqft (0.225 acres)
Parking Spaces1 Parking Space

Exterior Amenities

PorchEnclosed Porch
Porch Area48 sqft
Deck AreaDeck Area
Patio Area646 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address39 RIVERVIEW AVE
CityFOX LAKE
StateIL
Zip60020-1326
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMARBLE & CONVERSE SUB. LOT 7
Legal SubdivisionMARBLE & CONVERSE SUB.
Legal Lot Number7
JurisdictionLAKE IL
Township / Civil DivisionGRANT
Census Block Group3
Census Block3037
Census Tract860903

Owner

Source: Lake County records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address39 RIVERVIEW AVE, FOX LAKE, IL 60020-1326
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 3, 2018Deed of Trust, Mortgage · Line of Credit
BMO HARRIS BANK NA
Oct 29, 2020Deed of Trust, Mortgage · Line of Credit
BMO HARRIS BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IL
Property Address39 RIVERVIEW AVE, FOX LAKE, IL 60020-1326
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007517103
DateOct 3, 2018
Instrument7517103
Lender
NameBMO HARRIS BANK NA
TypeBank
AddressCHICAGO, IL 60690
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueOct 1, 2023
Interest
Rate5.09%

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IL
Property Address39 RIVERVIEW AVE, FOX LAKE, IL 60020-1326
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address39 RIVERVIEW AVE, FOX LAKE, IL 60020-1326

Mortgage

Document Number0007710489
DateOct 29, 2020
Instrument7710489
Lender
NameBMO HARRIS BANK NA
TypeBank
AddressCHICAGO, IL 60690
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 26, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLake County
County SubdivisionGrant Township
MunicipalityFox Lake Village
Elementary School DistrictFox Lake Grade School District 114 (PK - 08)
Secondary School DistrictGrant Community High School District 124 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$74,190 (+22.96%) Land $12,678 Building $61,512$222,592 (+22.96%) Land $38,038 Building $184,554
2024$4,965.00 (+2.82%)
2023$4,829.00 (+11.76%)$60,339 (+4.14%) Land $11,061 Building $49,278$181,035 (+4.14%) Land $33,186 Building $147,849
2022$4,321.00$57,942 Land $8,188 Building $49,754$173,843 Land $24,566 Building $149,277

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 26 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies26 in force
Nearby Flood Claims104 (1978–2026)
Claims Outside the SFHA11 of 104
Most Recent ClaimApr 2026 · river or lake flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, May 2013 · 15 claims
  • Severe Storms And Flooding, Jun 2008 · 13 claims
  • Severe Storms & Flooding, Jun 1993 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFOX LAKE
serves 11,780 people · EPA ID IL0970200
Water SourceGroundwater
Last State InspectionJul 2023
Lead3 ppb (2026)
action level 15 ppb
Copper1.58 mg/L (2025)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting37
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

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