39 Ringgold Rd, Fredericksburg, VA 22405 Property Records

Stafford County property record for 39 Ringgold Rd, Fredericksburg, VA 22405

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,904 sqft · built 2012
Lot Size	0.589 acres (25,700 sqft)
Owner	2 Individual Names on Record
Last Sale	$279,900 (May 2013)
Deeds & Mortgages	May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`55A-1-11`

Property Details

APN / Parcel Number

Primary APN	`55A-1-11`
Alternative APNs	`055A 1 11` `37916`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,904 sqft Living Area
Gross Area	3,070 sqft
Basement Area	726 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Architectural Style	Traditional
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	25,700 sqft (0.589 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	90 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	37916
Old Parcel Number	055A 1 11
Street Address	39 RINGGOLD RD
City	FREDERICKSBURG
State	VA
Zip	22405-5717
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1- SUBURB RES
Legal Description	LOT 11 SEC 1 .5900 AC MT RINGOLD SUBDIVISION
Legal Subdivision	MT RINGOLD SUB
Legal Lot Number	11
Jurisdiction	STAFFORD VA
Township / Civil Division	GEORGE WASHINGTON
Census Block Group	3
Census Block	3000
Census Tract	10405

Owner

Source: Stafford County records, as of September 7, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	39 RINGGOLD RD, FREDERICKSBURG, VA 22405-5717
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2013 · Amount on Record
Deed Sale	May 7, 2013 · Amount on Record
Prior Sale	Jan 26, 2012 · Amount on Record
Deed Document Number	130011342
Last Transfer Date	Feb 26, 2014
Transfer Doc	140002755
Record Updated	Jun 7, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	39 RINGGOLD RD, FREDERICKSBURG, VA 22405-5717
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210016474
Date	May 14, 2021
Instrument	210016474

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Stafford County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	Virginia
County	Stafford County
Unified School District	Stafford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2023	$361,600 Land $80,000 Building $281,600	$361,600 Land $80,000 Building $281,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STAFFORD COUNTY UTILITIES serves 123,684 people · EPA ID VA6179100
Water Source	Surface water
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Cox Communications Cable	2,000 / 35
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20