39 Ridge Rd, Enfield, CT 06082 Property Records

Enfield Town property record for 39 Ridge Rd, Enfield, CT 06082

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,212 sqft · built 1965
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on File
Last Sale	$232,900 (Sep 2020)
Tax Bill	$6,136 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Aug 2023 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`ENFI M:058 L:0436`

Property Details

APN / Parcel Number

Primary APN	`ENFI M:058 L:0436`
Alternative APNs	`M:0451 B:0002 L:0090` `45100020090`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,212 sqft Living Area
Gross Area	3,318 sqft
1st Floor Area	1,212 sqft
Basement Area	1,212 sqft
Unfinished Basement	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,246 sqft (0.35 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	45100020090
Street Address	39 RIDGE RD
City	ENFIELD
State	CT
Zip	06082-3049
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R33
Legal Lot Number	436
Jurisdiction	ENFIELD CT
Township / Civil Division	ENFIELD
Census Block Group	2
Census Block	2011
Census Tract	480400

Owner

39 Ridge Rd is owned and occupied by two individuals who bought it in September 2020.

Source: Enfield Town records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	39 RIDGE RD, ENFIELD, CT 06082-3049
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK N A
Aug 18, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE AFFINITY LLC
Jun 25, 2020	Deed of Trust, Mortgage · Balloon Mortgage WEBSTER BANK
Sep 25, 2020	Warranty Deed, Transfer · Stand-Alone Refinance GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2020 · Amount on File
Deed Sale	Sep 25, 2020 · Amount on File
Deed Document Number	202021005140
Deed Book / Page	2770 / 531
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ENFIELD CT
Recording Date	Apr 29, 2026
Property Address	39 RIDGE RD, ENFIELD, CT 06082-3049
Document Number	002973-611
Book / Page	2973 / 611
Instrument Date	Feb 9, 2026
Instrument	202618341
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship, 153
Address	39 RIDGE RD, ENFIELD, CT 06082-3049

Mortgage

Document Number	0000018341,
Date	Apr 29, 2026
Book Page	2973/611
Instrument	202618341

Lender

Name	JPMORGAN CHASE BANK N A

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.16%
Initial Type	Adjustable Rate
Max Rate	-1%

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ENFIELD CT
Property Address	39 RIDGE RD, ENFIELD, CT 06082-3049
Transaction Type	Mortgage
Record Updated	Aug 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002880-285
Date	Aug 18, 2023
Book Page	2880/285
Instrument	2024002848

Lender

Name	GUARANTEED RATE AFFINITY LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ENFIELD CT
Property Address	39 RIDGE RD, ENFIELD, CT 06082-3049
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2761-315
Date	Jun 25, 2020
Book Page	2761/315
Instrument	2020023418

Lender

Name	WEBSTER BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ENFIELD CT
Recording Date	Sep 25, 2020
Property Address	39 RIDGE RD, ENFIELD, CT 06082-3049
Document Number	2770-531
Book / Page	2770 / 531
Instrument Date	Sep 9, 2020
Instrument	2021005140
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	39 RIDGE RD, ENFIELD, CT 06082-3049

Mortgage

Document Number	2770-534
Date	Sep 25, 2020
Book Page	2770/534
Instrument	2021005141

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 39 Ridge Rd was $6,136.

Source: Enfield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Enfield Town
Unified School District	Enfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,136.00	$164,500 Land $58,200 Building $106,300	$115,150 Land $40,740 Building $74,410
2024	$6,136.00 (+2.76%)
2023	$5,971.00 (+7.94%)	$164,500 (-) Land $58,200 Building $106,300
2022	$5,532.00	$164,500 Land $58,200 Building $106,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 39 Ridge Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 39 Ridge Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - NORTHERN REG-WESTERN SYSTEM private · serves 101,313 people · EPA ID CT0473011
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Cox Communications Cable	2,000 / 100

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ridge Rd

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