39 Red Oak Dr, Cabot, AR 72023 Property Records

Lonoke County property record for 39 Red Oak Dr, Cabot, AR 72023

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,429 sqft · built 1994
Owner	2 Owner Names on Record
Tax Bill	$580 (2024)
Deeds & Mortgages	Feb 2020 Mortgage Nov 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`720-58003-000`

Property Details

APN / Parcel Number

Primary APN	`720-58003-000`
Alternative APN	`24540`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,429 sqft Living Area
1st Floor Area	1,429 sqft
Flooring	Vinyl/Resilient
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Garage Type	Attached
Garage Area	400 sqft
Driveway	Driveway
Driveway Area	774 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	18 sqft
Patio Area	200 sqft
Fence	Fence
Utility Building	100 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	39 RED OAK DR
City	CABOT
State	AR
Zip	72023-3938
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:3 CITY/MUNI/TWP:CABOT SUBD:COUNTRY ESTATES SUB SEC/TWN/RNG/MER:SEC 19 TWN 04N RNG 09W
Legal Range	09W
Legal Township	04N
Legal Section	19
Legal Subdivision	COUNTRY ESTATES SUB
Legal Lot Number	3
Jurisdiction	LONOKE AR
Township / Civil Division	YORK
Census Block Group	1
Census Block	1002
Census Tract	20205

Owner

Source: Lonoke County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	39 RED OAK DR, CABOT, AR 72023-3938
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage RELIANT BANK
Nov 20, 2019	Loan Modification, Mortgage · Conventional Mortgage DITECH FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 20, 2006
Transfer Doc	0000000863
Record Updated	Jun 8, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	39 RED OAK DR, CABOT, AR 72023-3938
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002038
Date	Feb 27, 2020
Book Page	2020/2038
Instrument	2020-02038

Lender

Name	RELIANT BANK
Type	Bank
Address	BRENTWOOD, TN 37027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

November 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LONOKE AR
Property Address	39 RED OAK DR, CABOT, AR 72023-3938
Document Number	0000013102
Instrument Date	Nov 20, 2019
Transaction Type	Mortgage
Record Updated	Jan 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 RED OAK DR CABOT AR 720233938, CABOT, AR 72023-3938

Mortgage

Document Number	0000013102
Date	Dec 30, 2019
Instrument	13102

Lender

Name	DITECH FIN'L

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Dec 29, 2059

Interest

Rate	6.87%

Tax Assessment & Valuation

Source: Lonoke County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Lonoke County
Municipality	Cabot City
Unified School District	Cabot Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$21,230 (-) Land $3,000 Building $18,230
2024	$580.00 (-11.45%)
2023	$655.00 Homeowner's exemption	$21,230 Land $3,000 Building $18,230	$106,150 Land $15,000 Building $91,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (2003–2011)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2011 · Severe Storms, Tornadoes, And Associated Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 83% of Arkansas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CABOT WATERWORKS federal government · serves 27,578 people · EPA ID AR0000338
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Connect2First Fiber	1,000 / 1,000
Optimum Cable	940 / 35
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed, Verizon.

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