39 Raylo St, Chicopee, MA 01013 Property Records

Hampden County and Chicopee City property record for 39 Raylo St, Chicopee, MA 01013

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,284 sqft · built 1961
Lot Size	0.198 acres (8,609 sqft)
Owner	Individual Name on Record
Last Sale	$233,500 (Oct 2017)
Tax Bill	$5,095 (2026)
Deeds & Mortgages	Nov 2021 Refinance Nov 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`169-00024`

Property Details

APN / Parcel Number

Primary APN	`169-00024`
Alternative APN	`CHIC M:0169 P:00024`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,284 sqft Living Area
Gross Area	3,012 sqft
1st Floor Area	1,284 sqft
Basement Area	1,284 sqft
Unfinished Basement	1,284 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,609 sqft (0.198 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	169-00024
Street Address	39 RAYLO ST
City	CHICOPEE
State	MA
Zip	01013-3324
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	3
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	5
Census Block	5010
Census Tract	811000

Owner

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	39 RAYLO ST, CHICOPEE, MA 01013-3324
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FLORENCE BANK
Nov 16, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FLORENCE BANK
Oct 25, 2017	Quit Claim Deed, Transfer · Conventional with PMI MORTGAGE NTWK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2017 · Amount on Record
Deed Sale	Oct 25, 2017 · Amount on Record
Prior Sale	May 29, 2015 · Amount on Record
Deed Book / Page	21915 / 476
Transfer Doc	021915-476
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	39 RAYLO ST, CHICOPEE, MA 01013-3324
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0024249-49
Date	Nov 16, 2021
Book Page	24249/49
Instrument	81489

Lender

Name	FLORENCE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	39 RAYLO ST, CHICOPEE, MA 01013-3324
Transaction Type	Mortgage
Record Updated	Dec 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	24249-49
Date	Nov 16, 2021
Book Page	24249/49
Instrument	81489

Lender

Name	FLORENCE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Oct 25, 2017
Property Address	39 RAYLO ST, CHICOPEE, MA 01013-3324
Document Number	21915-476
Book / Page	021915 / 000476
Instrument Date	Oct 18, 2017
Instrument	63045
Transaction Type	Transfer
Record Updated	Nov 14, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,085.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	156 WINDMERE ST SPRINGFIELD MA 01106, SPRINGFIELD, MA 01106

Mortgage

Document Number	21915-479
Date	Oct 25, 2017
Book Page	021915/000479
Instrument	63046

Lender

Name	MORTGAGE NTWK
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 24, 2047

Tax Assessment & Valuation

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,095.00 (+7.85%)	$334,300 (+7.28%) Land $113,300 Building $221,000	$340,123 (+2.94%)
2025	$4,724.00 (+3.76%)	$311,600 (+1%) Land $103,300 Building $208,300	$330,410
2024	$4,553.00 (+8.02%)	$308,500 (+10.89%) Land $101,300 Building $207,200
2023	$4,215.00	$278,200 Land $92,100 Building $186,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Crossroads Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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