39 Ray Ave, Bellingham, MA 02019 Property Records

Norfolk County and Bellingham Town property record for 39 Ray Ave, Bellingham, MA 02019

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,080 sqft · built 1968
Lot Size0.708 acres (30,819 sqft)
Owner2 Individual Names on File
Tax Bill$5,885 (2026)
Deeds & MortgagesJan 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNBELL M:0020 B:0029 L:0000

Property Details

APN / Parcel Number

Primary APNBELL M:0020 B:0029 L:0000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,080 sqft Living Area
Gross Area3,670 sqft
Basement Area1,664 sqft
Unfinished Basement1,248 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area30,819 sqft (0.708 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address39 RAY AVE
CityBELLINGHAM
StateMA
Zip02019-1229
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSUBN
Legal Block29
JurisdictionBELLINGHAM MA
Township / Civil DivisionBELLINGHAM
Census Block Group3
Census Block3006
Census Tract443106

Owner

39 Ray Ave is owned and occupied by two individuals.

Source: Norfolk County and Bellingham Town records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address39 RAY AVE, BELLINGHAM, MA 02019-1229
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELLINGHAM MA
Property Address39 RAY AVE, BELLINGHAM, MA 02019-1229
Document Number34861-466
Book / Page034861 / 000466
Instrument DateJan 17, 2017
Transaction TypeMortgage
Record UpdatedFeb 14, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife

Mortgage

Document Number34861-466
DateJan 23, 2017
Book Page034861/000466
Instrument6418
Lender
NameROCKLAND TR
Agreement
TypeConventional Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 39 Ray Ave was $5,885, up 3.7% from the year before.

Source: Norfolk County and Bellingham Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyNorfolk County
County SubdivisionBellingham Town
Unified School DistrictBellingham School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,885.00 (+3.68%)$475,000 (+5.11%) Land $186,300 Building $288,700$529,435 (-)
2025$5,676.00 (+4.65%)$451,900 (+7.14%) Land $169,300 Building $282,600$529,435 (+4.4%)
2024$5,424.00 (+3.75%)$421,800 (+5.29%) Land $154,600 Building $267,200$507,110
2023$5,228.00$400,600 Land $147,200 Building $253,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 39 Ray Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2010)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 39 Ray Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 83% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBELLINGHAM DPW WATER SEWER DIVISION
serves 16,556 people · EPA ID MA2025000
Water SourceGroundwater
Last State InspectionMar 2023
Lead4 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ray Ave

Nearby Streets

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