Essex County and Topsfield Town property record for 39 Prospect St, Topsfield, MA 01983
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 7,941 sqft · built 2005 |
| Lot Size | 16.6 acres (723,096 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $2,700,000 (Jul 2021) |
| Tax Bill | $42,964 (2025) |
| Deeds & Mortgages | Jul 2021 Sale May 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 100214 |
| Primary APN | 100214 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 7,941 sqft Living Area |
| Gross Area | 15,178 sqft |
| Basement Area | 3,106 sqft |
| Unfinished Basement | 3,106 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Conventional |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 723,096 sqft (16.6 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 100214 |
|---|---|
| Street Address | 39 PROSPECT ST |
| City | TOPSFIELD |
| State | MA |
| Zip | 01983-1715 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IRA |
| Legal Block | 97 |
| Jurisdiction | TOPSFIELD MA |
| Township / Civil Division | TOPSFIELD |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 214100 |
Source: Essex County and Topsfield Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 39 PROSPECT ST, TOPSFIELD, MA 01983-1715 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 8, 2021 | Quit Claim Deed, Transfer |
| May 15, 2018 | Quit Claim Deed, Transfer JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 8, 2021 · Amount on Record |
| Deed Sale | Jul 8, 2021 · Amount on Record |
| Prior Sale | May 15, 2018 · Amount on Record |
| Deed Book / Page | 40065 / 387 |
| Prior Transfer Date | Jun 21, 2021 |
| Prior Transfer Doc | 040065-387 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | TOPSFIELD MA |
| Recording Date | Jul 8, 2021 |
| Property Address | 39 PROSPECT ST, TOPSFIELD, MA 01983-1715 |
| Document Number | 040065-387 |
| Book / Page | 40065 / 387 |
| Instrument Date | Jun 21, 2021 |
| Instrument | 20210708003870 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 39 PROSPECT ST, TOPSFIELD, MA 01983-1715 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | TOPSFIELD MA |
| Recording Date | May 15, 2018 |
| Property Address | 39 PROSPECT ST, TOPSFIELD, MA 01983-1715 |
| Document Number | 036717-105 |
| Book / Page | 36717 / 105 |
| Instrument | 180515004680 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $275.38 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 39 PROSPECT ST, TOPSFIELD, MA 01983-1715 |
| Document Number | 0367170107 |
|---|---|
| Date | May 15, 2018 |
| Instrument | 36717/0107 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
Source: Essex County and Topsfield Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Topsfield Town |
| Secondary School District | Masconomet School District (07 - 12) |
| Elementary School District | Topsfield School District (PK - 06) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $42,964.00 (+2.33%) | $2,866,200 (+0.28%) Land $632,700 Building $2,233,500 | $3,190,955 |
| 2024 | $41,987.00 (+2.71%) | $2,858,200 (+6.28%) Land $632,700 Building $2,225,500 | |
| 2023 | $40,879.00 | $2,689,400 Land $567,200 Building $2,122,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 10 (1978–2010) |
| Claims Outside the SFHA | 1 of 10 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOPSFIELD WATER DEPARTMENT serves 5,435 people · EPA ID MA3298000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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