39 Prospect St, Apt 3, Marblehead, MA 01945 Property Records

Essex County and Marblehead Town property record for 39 Prospect St, Apt 3, Marblehead, MA 01945

Property Summary

Property TypeCondominium
Details2 bd · 1 ba · 562 sqft · built 1930
Lot Size0.123 acres (5,387 sqft)
Owner2 Individual Names on Record
Last Sale$350,000 (Feb 2023)
Tax Bill$2,925 (2026)
Deeds & MortgagesNov 2023 Mortgage
Feb 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNMARB M:0110 B:0058 L:3

Property Details

APN / Parcel Number

Primary APNMARB M:0110 B:0058 L:3

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Units4 Units
Stories1 Story
Building Area562 sqft Living Area

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,387 sqft
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address39 PROSPECT ST, 3
CityMARBLEHEAD
StateMA
Zip01945-3157
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeCR
Legal SubdivisionPROSPECT ST CONDO
Legal Block58
Legal Lot Number3
JurisdictionMARBLEHEAD MA
Township / Civil DivisionMARBLEHEAD
Census Block Group1
Census Block1002
Census Tract203200

Owner

Source: Essex County and Marblehead Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address39 PROSPECT ST, 3, MARBLEHEAD, MA 01945-3157
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Nov 24, 2023Deed of Trust, Mortgage · Commercial Mortgage
CAPE ANN SAVINGS BANK
Feb 9, 2023Quit Claim Deed, Transfer · Stand-Alone First Mortgage
NATIONAL GRAND BANK OF MARBLEHEAD

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 9, 2023 · Amount on Record
Deed SaleFeb 9, 2023 · Amount on Record
Prior SaleFeb 19, 2004 · Amount on Record
Deed Document Number2023690
Deed Book / Page41432 / 10
Record UpdatedOct 29, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARBLEHEAD MA
Property Address39 PROSPECT ST APT 3, 3, MARBLEHEAD, MA 01945-3157
Transaction TypeMortgage
Record UpdatedDec 8, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number041873-372
DateNov 24, 2023
Book Page41873/372
Instrument20231124000180
Lender
NameCAPE ANN SAVINGS BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

February 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMARBLEHEAD MA
Recording DateFeb 9, 2023
Property Address39 PROSPECT ST APT 3, 3, MARBLEHEAD, MA 01945-3157
Document Number0041432-10
Book / Page41432 / 10
Instrument DateFeb 9, 2023
Instrument20230209000690
Transaction TypeTransfer
Record UpdatedFeb 24, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address39 PROSPECT ST, MARBLEHEAD, MA 01945-3157

Mortgage

Document Number230209000700
DateFeb 9, 2023
Instrument230209000700
Lender
NameNATIONAL GRAND BANK OF MARBLEHEAD
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionMarblehead Town
Unified School DistrictMarblehead School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,925.00 (+0.24%)$341,700 (+5.99%) Building $341,700$322,142 (-17.49%)
2025$2,918.00 (-0.88%)$322,400 (-1.89%) Building $322,400$390,450
2024$2,944.00 (+2.9%)$328,600 (+14.85%) Building $328,600
2023$2,861.00$286,100 Building $286,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims56 (1978–2018)
Claims Outside the SFHA6 of 56
Most Recent ClaimMar 2018 · Severe Winter Storm And Flooding
Claims by Event
  • Winter Coastal Storm, Dec 1992 · 8 claims
  • Coastal Storm, Oct 1991 · 16 claims
  • Coastal Storms, Flood, Ice & Snow, Feb 1978 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARBLEHEAD WATER DEPT. (MWRA)
serves 20,441 people · EPA ID MA3168000
Water SourcePurchased surface water from MWRA
Last State InspectionMar 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 759 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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