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39 Prospect Ave, Ardsley, NY 10502 Property Records

Westchester County and Greenburgh Town property record for 39 Prospect Ave, Ardsley, NY 10502

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,175 sqft · built 1974
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on File
Last Sale$880,000 (Aug 2023)
Tax Bill$25,853 (2026)
Deeds & MortgagesAug 2023 Transfer
Aug 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN552601 6.80-75-14

Property Details

APN / Parcel Number

Primary APN552601 6.80-75-14
Alternative APNs
  • 55260118 09 1117 22
  • 6182390

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,175 sqft Living Area
1st Floor Area1,175 sqft

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Lot Area7,405 sqft (0.17 acres)
Garage TypeAttached
Garage Area261 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number6182390
Street Address39 PROSPECT AVE
CityARDSLEY
StateNY
Zip10502-2319
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionMAP OF LOTS AT ARDSLEY HEIGHTS
Legal Block75
Legal Lot Number14.000
JurisdictionWESTCHESTER NY
Township / Civil DivisionGREENBURGH
Census Block Group3
Census Block3029
Census Tract10600

Owner

39 Prospect Ave is owned and occupied by two individuals who bought it in August 2023.

Source: Westchester County and Greenburgh Town records, as of October 21, 2026

Owner of Record2 Individual Names on File
Mailing Address39 PROSPECT AVE, ARDSLEY, NY 10502-2319
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 16, 2023Intrafamily Transfer, Transfer
STATEWIDE ABSTRACT, STATEWIDE ABSTRACT CORP
Aug 16, 2023Deed, Transfer · Conventional Mortgage
CITIBANK NA
Aug 16, 2023Intrafamily Transfer, Transfer
STATEWIDE ABSTRACT, STATEWIDE ABSTRACT CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 16, 2023 · Amount on File
Deed SaleAug 16, 2023 · Amount on File
Deed Document Number20233466
Prior Transfer DateJan 5, 2001
Prior Transfer Doc0410250256
Record UpdatedOct 29, 2026

August 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWESTCHESTER NY
Recording DateAug 16, 2023
Property Address39 PROSPECT AVE, ARDSLEY, NY 10502-2319
Document Number0632003347
Map ReferenceVOL 48 PG 15
Instrument DateJul 28, 2023
Instrument632003347
Transaction TypeTransfer
Record UpdatedAug 25, 2023
Title CompanySTATEWIDE ABSTRACT, STATEWIDE ABSTRACT CORP

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address39 PROSPECT AVE, ARDSLEY, NY 10502-2319

August 2023: Deed, Transfer

Document TypeDeed
JurisdictionWESTCHESTER NY
Recording DateAug 16, 2023
Property Address39 PROSPECT AVE, ARDSLEY, NY 10502-2319
Document Number0632203466
Map ReferenceVOL 48 PG 15
Instrument DateJul 28, 2023
Instrument632203466
Transaction TypeTransfer
Record UpdatedAug 25, 2023
Title CompanySTATEWIDE ABSTRACT, STATEWIDE ABSTRACT CORP

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,520.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9 PROSPECT AVE, ARDSLEY, NY 10502-2308

Transferred To (Grantee/Buyer)

NameVerified Name
Address240 GARTN ROAD #3E2 # 3E2, 3E2, SCARSDALE, NY 10583-3930

Mortgage

Document Number0632203497
DateAug 16, 2023
Instrument632203497
Lender
NameCITIBANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2053

August 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWESTCHESTER NY
Recording DateAug 16, 2023
Property Address39 PROSPECT AVE, ARDSLEY, NY 10502-2319
Document Number0632203425
Map ReferenceVOL 48 PG 15
Instrument DateJul 28, 2023
Instrument632203425
Transaction TypeTransfer
Record UpdatedAug 25, 2023
Title CompanySTATEWIDE ABSTRACT, STATEWIDE ABSTRACT CORP

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address39 PROSPECT AVE, ARDSLEY, NY 10502-2319

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address39 PROSPECT AVE, ARDSLEY, NY 10502-2319

Tax Assessment & Valuation

The 2026 property tax bill for 39 Prospect Ave was $25,853, up 57.7% from the year before.

Source: Westchester County and Greenburgh Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
MunicipalityArdsley Village
CountyWestchester County
County SubdivisionGreenburgh Town
Unified School DistrictArdsley Union Free School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$25,853.00 (+57.73%)
2025$16,391.00$827,800 (+8.99%) Land $343,800 Building $484,000$827,800 (+8.99%) Land $343,800 Building $484,000
2024$759,500 (+8.7%) Land $343,800 Building $415,700$759,500 (+8.7%) Land $343,800 Building $415,700
2023$698,700 (+3.68%) Land $304,200 Building $394,500$698,700 (+3.68%) Land $304,200 Building $394,500
2022$673,900 Land $304,200 Building $369,700$673,900 Land $304,200 Building $369,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 39 Prospect Ave in Zone X, an area of minimal flood risk, though there have been 225 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 15 policies
Nearby Flood Policies15 in force
Nearby Flood Claims225 (1978–2021)
Claims Outside the SFHA46 of 225
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Hurricane Irene, Aug 2011 · 4 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims
  • Coastal Storms & Flooding, Apr 1984 · 34 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 39 Prospect Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.9% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW YORK, INC. RD-1
private · serves 146,732 people · EPA ID NY5903444
Water SourcePurchased surface water from several systems
Last State InspectionAug 2025
Lead12 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber		2,300 / 2,300

May also be available: T-Mobile.

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