39 Postgate Rd, South Hamilton, MA 01982 Property Records

Essex County and Hamilton Town property record for 39 Postgate Rd, South Hamilton, MA 01982

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,242 sqft · built 1960
Lot Size	1.2 acres (52,272 sqft)
Owner	2 Individual Names on File
Last Sale	$372,000 (Jul 2007)
Tax Bill	$10,523 (2025)
Deeds & Mortgages	May 2021 Refinance Feb 2025 Refinance
Flood Zone	Zone X (minimal risk)
APN	`HAMI M:65 B:26`

Property Details

APN / Parcel Number

Primary APN	`HAMI M:65 B:26`
Alternative APN	`2773`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,242 sqft Living Area
Gross Area	3,202 sqft
1st Floor Area	1,242 sqft
Basement Area	1,242 sqft
Unfinished Basement	1,242 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	52,272 sqft (1.2 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	2773
Street Address	39 POSTGATE RD
City	SOUTH HAMILTON
State	MA
Zip	01982-2421
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Block	26
Legal Lot Number	26
Jurisdiction	HAMILTON MA
Township / Civil Division	HAMILTON
Census Block Group	1
Census Block	1012
Census Tract	215101

Owner

Source: Essex County and Hamilton Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	39 POSTGATE RD, SOUTH HAMILTON, MA 01982-2421
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 24, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MID-AMERICAN MORTGAGE INC
Feb 19, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance FIGURE LENDING LCC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 27, 2007 · Amount on Record
Deed Sale	Jul 27, 2007 · Amount on Record
Prior Sale	Jul 27, 2007 · Amount on Record
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON MA
Property Address	39 POSTGATE RD, SOUTH HAMILTON, MA 01982-2421
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000625380
Date	May 24, 2021
Instrument	625380

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Jun 1, 2046

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON MA
Property Address	39 POSTGATE RD, SOUTH HAMILTON, MA 01982-2421
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000656941
Date	Feb 19, 2025
Instrument	656941

Lender

Name	FIGURE LENDING LCC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2055

Tax Assessment & Valuation

Source: Essex County and Hamilton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Hamilton Town
Unified School District	Hamilton-Wenham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,523.00 (+4.77%)	$672,400 (+1.16%) Land $394,400 Building $278,000	$657,780
2024	$10,044.00 (+6.36%)	$664,700 (+15.02%) Land $394,400 Building $270,300
2023	$9,443.00	$577,900 Land $340,400 Building $237,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	4 (2001–2006)
Claims Outside the SFHA	1 of 4
Most Recent Claim	May 2006 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2006 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMILTON WATER DEPT serves 7,674 people · EPA ID MA3119000
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Postgate Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures