Cabarrus County property record for 39 Plott Dr SW, Concord, NC 28025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,432 sqft · built 1976 |
| Lot Size | 0.634 acres (27,612 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $46,000 (Jan 1983) |
| Tax Bill | $1,661 (2023) |
| Deeds & Mortgages | Sep 2023 Line of Credit Feb 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5539 78 2034 |
| Primary APN | 5539 78 2034 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,432 sqft Living Area |
| Gross Area | 1,822 sqft |
| 1st Floor Area | 1,288 sqft |
| Sunroom | Sunroom |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 27,612 sqft (0.634 acres) |
| Lot Dimensions | 156 ft deep x 177 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 90 sqft |
| Patio Area | 300 sqft |
| Storage Building | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 1122705 |
|---|---|
| Street Address | 39 PLOTT DR SW |
| City | CONCORD |
| State | NC |
| Zip | 28025-5929 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-1 |
| Legal Description | LOTS 60-66 PT 67 GEO C HEGLAR |
| Legal Subdivision | PADDINGTON DR |
| Legal Lot Number | 60-66 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 11, CENTRAL CABARRUS |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 42201 |
39 Plott Dr SW is owned and occupied by two individuals who bought it in January 1983.
Source: Cabarrus County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 39 PLOTT DR SW, CONCORD, NC 28025-5929 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 11, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Feb 8, 2017 | Deed of Trust, Mortgage · Conventional Mortgage DITECH FIN'L |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 31, 1983 · Amount on File |
| Deed Sale | Jan 31, 1983 · Amount on File |
| Deed Book / Page | 554 / 593 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 39 PLOTT DR SW, CONCORD, NC 28025-5929 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2023 |
| Title Company | STEWART TITLE, STEWART TTL GUARANTY NON CA |
| Name | Verified Name |
|---|---|
| Address | 39 PLOTT DR SW, CONCORD, NC 28025-5929 |
| Document Number | 0001664381 |
|---|---|
| Date | Sep 11, 2023 |
| Book Page | 16643/81 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 39 PLOTT DR SW, CONCORD, NC 28025-5929 |
| Document Number | 1235667 |
| Book / Page | 012356 / 000067 |
| Instrument Date | Feb 8, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2017 |
| Title Company | SERVICELINK EAST ESCROW |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 39 PLOTT DR SW CONCORD NC 280255929, CONCORD, NC 28025-5929 |
| Document Number | 1235667 |
|---|---|
| Date | Feb 13, 2017 |
| Book Page | 012356/000067 |
| Instrument | 3622 |
| Name | DITECH FIN'L |
|---|---|
| Address | TAMPA, FL 33607 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 12, 2032 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Concord City |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $227,940 Land $87,750 Building $140,190 | ||
| 2024 | $227,940 (+67.46%) Land $87,750 Building $140,190 | ||
| 2023 | $1,661.00 | $136,120 Land $51,300 Building $84,820 | $136,120 Land $51,300 Building $84,820 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 39 Plott Dr SW in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 39 Plott Dr SW is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CONCORD serves 120,771 people · EPA ID NC0113010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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