39 Pinewood Dr, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 39 Pinewood Dr, Gardner, MA 01440

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,566 sqft · built 2005
Lot Size	6.78 acres (295,732 sqft)
Owner	Individual Name on File
Last Sale	$299,900 (Apr 2021)
Tax Bill	$4,864 (2026)
Deeds & Mortgages	Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`GARD M:M17 B:15 L:100 U:01-02`

Property Details

APN / Parcel Number

Primary APN	`GARD M:M17 B:15 L:100 U:01-02`
Alternative APN	`M:M17 B:15 L:100 U:01-01`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,566 sqft Living Area
Gross Area	2,818 sqft
Basement Area	684 sqft
Unfinished Basement	684 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Condo/Apartment
Lot Area	295,732 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	39 PINEWOOD DR
City	GARDNER
State	MA
Zip	01440-3141
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	G3
Legal Block	15
Legal Lot Number	100
Jurisdiction	GARDNER MA
Township / Civil Division	GARDNER
Census Block Group	1
Census Block	1007
Census Tract	707100

Owner

39 Pinewood Dr, a condominium, is owned and occupied by an individual who bought it in April 2021.

Source: Worcester County and Gardner City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	39 PINEWOOD DR, GARDNER, MA 01440-3141
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 9, 2021 · Amount on File
Deed Sale	Apr 9, 2021 · Amount on File
Deed Document Number	202149232
Deed Book / Page	64898 / 218
Record Updated	Oct 29, 2026

April 2021: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	GARDNER MA
Recording Date	Apr 9, 2021
Property Address	39 PINEWOOD DR, GARDNER, MA 01440-3141
Document Number	64898-218
Book / Page	64898 / 218
Instrument Date	Apr 9, 2021
Instrument	49232
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	39 PINEWOOD DR, GARDNER, MA 01440-3141

Mortgage

Document Number	49233
Date	Apr 9, 2021
Instrument	49233

Lender

Name	ROLLSTONE BANK & TRUST

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 39 Pinewood Dr was $4,864, up 10,954.5% from the year before.

Source: Worcester County and Gardner City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Gardner City
Unified School District	Gardner School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,864.00 (+10,954.55%)	$353,200 (+15.12%) Building $353,200	$348,730 (+6.43%)
2025	$44.00 (-99%)	$306,800 (+4.78%) Building $306,800	$327,655
2024	$4,389.00 (-5.65%)	$292,800 (+1.53%) Building $292,800
2023	$4,652.00	$288,400 Building $288,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 39 Pinewood Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 39 Pinewood Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARDNER WATER DEPARTMENT serves 21,381 people · EPA ID MA2103000
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20