39 Pinehurst Cir, Ottumwa, IA 52501 Property Records

Wapello County property record for 39 Pinehurst Cir, Ottumwa, IA 52501

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,691 sqft · built 2003
Lot Size	1.09 acres (47,588 sqft)
Owner	2 Company Names on Record
Last Sale	$420,000 (Jun 2023)
Tax Bill	$9,348 (2026)
Deeds & Mortgages	May 2018 Mortgage Feb 2020 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`007414450023000`

Property Details

APN / Parcel Number

Primary APN	`007414450023000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,691 sqft Living Area
Basement Area	2,691 sqft
Finished Basement	723 sqft
Unfinished Basement	691 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	47,588 sqft (1.09 acres)
Garage Type	Attached
Garage Area	800 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	30 sqft
Deck Area	Deck Area
Patio Area	175 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	39 PINEHURST CIR
City	OTTUMWA
State	IA
Zip	52501-8992
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	QUAIL CREEK ADD LOT 23 (39 PINEHURST CIRCLE
Legal Subdivision	QUAIL CREEK ADD
Legal Lot Number	23
Jurisdiction	WAPELLO IA
Township / Civil Division	RICHLAND
Census Block Group	3
Census Block	3003
Census Tract	960300

Owner

Source: Wapello County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	39 PINEHURST CIR, OTTUMWA, IA 52501-8992
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
May 2, 2018	Deed of Trust, Mortgage SOFI MORTGAGE LLC
Feb 14, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Aug 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 30, 2023	Deed of Trust, Mortgage · Line of Credit GREENSTATE CU
Jun 21, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2023 · Amount on Record
Deed Sale	Jun 21, 2023 · Amount on Record
Prior Sale	May 2, 2018 · Amount on Record
Deed Document Number	20232081
Deed Book / Page	2023 / 2081
Last Transfer Date	May 27, 2025
Transfer Doc	02025/1915
Record Updated	Oct 29, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAPELLO IA
Property Address	39 PINEHURST CIR, OTTUMWA, IA 52501-8992
Transaction Type	Mortgage
Record Updated	Oct 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002018/0000001781
Date	May 2, 2018
Book Page	0000002018/0000001781
Instrument	000000001781

Lender

Name	SOFI MORTGAGE LLC

Agreement

Amount	Amount Recorded
Term	356 Months
Due	Jan 1, 2048

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAPELLO IA
Property Address	39 PINEHURST CIR, OTTUMWA, IA 52501-8992
Transaction Type	Mortgage
Record Updated	Aug 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002020/524
Date	Feb 14, 2020
Book Page	2020/524
Instrument	524

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAPELLO IA
Property Address	39 PINEHURST CIR, OTTUMWA, IA 52501-8992
Transaction Type	Mortgage
Record Updated	Aug 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02021/4012
Date	Aug 24, 2021
Book Page	2021/4012
Instrument	2021 4012

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAPELLO IA
Property Address	39 PINEHURST CIR, OTTUMWA, IA 52501-8992
Transaction Type	Mortgage
Record Updated	Aug 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002023/947
Date	Mar 30, 2023
Book Page	2023/947
Instrument	2023 0947

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Mar 29, 2028

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAPELLO IA
Recording Date	Jun 21, 2023
Property Address	39 PINEHURST CIR, OTTUMWA, IA 52501-8992
Document Number	02023/2081
Book / Page	2023 / 2081
Instrument Date	Jun 20, 2023
Instrument	2023 2081
Transaction Type	Transfer
Record Updated	Aug 24, 2023

Transaction

Amount	Amount Recorded
Tax	$671.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 PINEHURST CIR, OTTUMWA, IA 52501-8992

Tax Assessment & Valuation

Source: Wapello County assessment roll, as of October 9, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Wapello County
Municipality	Ottumwa City
Unified School District	Ottumwa Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,348.00 (-10.9%)	$478,980 (-) Land $51,870 Building $427,110	$478,980 (-) Land $51,870 Building $427,110
2025	$10,492.00 Homeowner's exemption	$478,980 (-3.04%) Land $51,870 Building $427,110	$478,980 (-3.04%) Land $51,870 Building $427,110
2024	$10,492.00 (+14.84%)
2023		$494,010 (+26.26%) Land $51,870 Building $442,140	$494,010 (+26.26%) Land $51,870 Building $442,140
2022	$9,136.00 (-2.28%)	$391,270 Land $51,870 Building $339,400
2021	$9,349.00		$391,270 Land $51,870 Building $339,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2010–2013)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTUMWA WATER WORKS serves 25,529 people · EPA ID IA9083012
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MCG Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Kalona Cooperative Telephone Company Fixed Wireless	100 / 20

May also be available: Verizon.

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