39 Phillips Dr, Oakville, CT 06779 Property Records

Watertown Town property record for 39 Phillips Dr, Oakville, CT 06779

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 960 sqft · built 1958
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$195,000 (Nov 2019)
Tax Bill	$5,440 (2025)
Deeds & Mortgages	Oct 2025 Mortgage May 2021 Mortgage + 1 more
APN	`WATE M:154 B:98A L:53`

Property Details

APN / Parcel Number

Primary APN	`WATE M:154 B:98A L:53`
Alternative APNs	`WTWN M:154 B:98A L:53` `8137`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
Gross Area	2,419 sqft
1st Floor Area	960 sqft
Basement Area	960 sqft
Unfinished Basement	480 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1999
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	8137
Street Address	39 PHILLIPS DR
City	OAKVILLE
State	CT
Zip	06779-2230
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R125
Legal Block	98A
Legal Lot Number	53
Jurisdiction	WATERTOWN CT
Township / Civil Division	WATERTOWN
Census Block Group	1
Census Block	1014
Census Tract	360400

Owner

39 Phillips Dr is owned and occupied by an individual who bought it in November 2019.

Source: Watertown Town records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	39 PHILLIPS DR, OAKVILLE, CT 06779-2230
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2025	Deed of Trust, Mortgage FD COMMUNITY FEDERAL CREDIT UNION
May 26, 2021	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Nov 25, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 25, 2019 · Amount on File
Deed Sale	Nov 25, 2019 · Amount on File
Deed Book / Page	2113 / 222
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN CT
Property Address	39 PHILLIPS DR, WATERTOWN, CT 06779-2230
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002371-231
Date	Oct 14, 2025
Book Page	2371/231
Instrument	141579

Lender

Name	FD COMMUNITY FEDERAL CREDIT UNION

Agreement

Amount	Amount on Record
Term	301 Months
Due	Nov 1, 2050

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN CT
Property Address	39 PHILLIPS DR, WATERTOWN, CT 06779-2230
Transaction Type	Mortgage
Record Updated	Jul 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002195-81
Date	May 26, 2021
Book Page	2195/81
Instrument	125714

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	301 Months
Due	Jun 1, 2046

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATERTOWN CT
Recording Date	Nov 25, 2019
Property Address	39 PHILLIPS DR, WATERTOWN, CT 06779-2230
Document Number	2113-222
Book / Page	2113 / 222
Instrument Date	Nov 15, 2019
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 KAYNOR DR, WATERBURY, CT 06708-1317

Mortgage

Document Number	2113225
Date	Nov 25, 2019
Instrument	2113/225

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 39 Phillips Dr was $5,440.

Source: Watertown Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Watertown Town
Unified School District	Watertown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,440.00	$181,090 Land $48,510 Building $132,580	$126,763 Land $33,957 Building $92,806
2024	$5,440.00 (+22.47%)
2023	$4,442.00 (+5.51%)	$120,500 (-) Land $47,000 Building $73,500
2022	$4,210.00	$120,500 Land $47,000 Building $73,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 39 Phillips Dr.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 39 Phillips Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERTOWN WATER & SEWER AUTHORITY serves 9,972 people · EPA ID CT1530021
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Fiber	2,000 / 2,000
GoNetspeed Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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