39 Phillips Ave, Ponte Vedra Beach, FL 32082 Property Records

St. Johns County property record for 39 Phillips Ave, Ponte Vedra Beach, FL 32082

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,356 sqft · built 2017
Lot Size	0.19 acres (8,276 sqft)
Owner	Company Name on File
Last Sale	$275,000 (Apr 2000)
Tax Bill	$7,753 (2025)
Deeds & Mortgages	Jun 2017 Line of Credit Jan 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`060240-0000`

Property Details

APN / Parcel Number

Primary APN	`060240-0000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Stories	2 Stories
Building Area	3,356 sqft Living Area
Gross Area	3,843 sqft
1st Floor Area	1,776 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Concrete
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	140 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	487 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	415 sqft
Porch	Finished/Open Porch
Porch Area	300 sqft
Patio Area	281 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	39 PHILLIPS AVE
City	PONTE VEDRA BEACH
State	FL
Zip	32082-2816
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1D
Legal Description	5-40 ST JOHNS SEAVIEW PARK LOT 6 BLK 3 OR1491/78 & 5150/690
Legal Range	29E
Legal Township	03S
Legal Section	22
Legal Subdivision	ST. JOHNS SEAVIEW PARK REPLAT
Legal Block	3
Legal Lot Number	6
Jurisdiction	ST JOHNS FL
Township / Civil Division	PONTE VEDRA
Census Block Group	1
Census Block	1004
Census Tract	20710

Owner

39 Phillips Ave is owned by a company that acquired it in December 2020 and is owner-occupied.

Source: St. Johns County records, as of April 13, 2026

Owner of Record	Company Name on File
Mailing Address	39 PHILLIPS AVE, PONTE VEDRA BEACH, FL 32082-2816
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2017	Deed of Trust, Mortgage · Line of Credit HANCOCK BANK
Jan 12, 2021	Quit Claim Deed, Transfer ATTORNEY ONLY
Nov 6, 2017	Loan Modification, Mortgage HANCOCK BK
May 12, 2017	Loan Modification, Mortgage · Conventional Mortgage HANCOCK BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2000 · Amount on File
Deed Sale	Apr 26, 2000 · Amount on File
Deed Document Number	200017281
Deed Book / Page	1491 / 78
Last Transfer Date	Dec 19, 2020
Transfer Doc	0051500690
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	39 PHILLIPS AVE, PONTE VEDRA BEACH, FL 32082-2816
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0043841069
Date	Jun 6, 2017
Book Page	4384/1069
Instrument	2017038794

Lender

Name	HANCOCK BANK
Type	Bank
Address	TAMPA, FL 33607

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	May 5, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jan 12, 2021
Property Address	39 PHILLIPS AVE, PONTE VEDRA BEACH, FL 32082-2816
Document Number	0051500690
Book / Page	005150 / 000690
Instrument Date	Dec 19, 2020
Instrument	4297
Transaction Type	Transfer
Record Updated	Jan 25, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	39 PHILLIPS AVE PONTE VEDRA BEACH FL 320822816, PONTE VEDRA BEACH, FL 32082-2816

November 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST JOHNS FL
Property Address	39 PHILLIPS AVE, PONTE VEDRA BEACH, FL 32082-2816
Document Number	0044641336
Instrument Date	Nov 6, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	41 PHILLIPS AVE PONTE VEDRA BEACH FL 320822816, PONTE VEDRA BEACH, FL 32082-2816

Mortgage

Document Number	0044641336
Date	Nov 20, 2017
Book Page	004464/001336
Instrument	78512

Lender

Name	HANCOCK BK
Type	Bank
Address	NEW ORLEANS, LA 70122

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 19, 2047

Interest

Rate Type	Fixed Rate
Rate	3.37%

May 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST JOHNS FL
Property Address	39 PHILLIPS AVE, PONTE VEDRA BEACH, FL 32082-2816
Document Number	0043831908
Instrument Date	May 12, 2017
Transaction Type	Mortgage
Record Updated	Aug 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	39 PHILLIPS AVE PONTE VEDRA BEACH FL 320822816, PONTE VEDRA BEACH, FL 32082-2816

Mortgage

Document Number	0043831908
Date	Jun 5, 2017
Book Page	004383/001908
Instrument	38491

Lender

Name	HANCOCK BK
Type	Bank
Address	GULFPORT, MS 39501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 4, 2047

Interest

Rate Type	Fixed Rate
Rate	3.37%

Tax Assessment & Valuation

The 2025 property tax bill for 39 Phillips Ave was $7,753 with a homeowner's exemption, up 11.5% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$595,618 (+2.7%)	$1,762,850 (-1.52%) Land $630,000 Building $1,132,850
2025	$7,753.00 (+11.49%) Homeowner's exemption	$579,959	$1,790,117 Land $630,000 Building $1,160,117
2024	$6,954.00 (+3.33%)
2023	$6,730.00 (+2.42%) Homeowner's exemption	$540,062 (+3%)	$1,411,771 (+14.07%) Land $378,000 Building $1,033,771
2022	$6,571.00 Homeowner's exemption	$524,332	$1,237,643 Land $282,240 Building $955,403

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 39 Phillips Ave in Zone X, an area of minimal flood risk, though there have been 89 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 469 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	543 units insured incl. 74 condo units
Nearby Flood Claims	89 (1979–2023)
Claims Outside the SFHA	47 of 89
Most Recent Claim	Oct 2023 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 24 claims Hurricane Matthew, Oct 2016 · 20 claims Tropical Storm Fay, Aug 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 39 Phillips Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA: PONTE VEDRA GRID private · serves 5,395 people · EPA ID FL2550908
Water Source	Groundwater
Last State Inspection	Jun 2024
Also Mapped Here	SJCU-PONTE VEDRA WS
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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