39 Phillips Ave, Cincinnati, OH 45217 Property Records

Hamilton County property record for 39 Phillips Ave, Cincinnati, OH 45217

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,188 sqft · built 1924
Lot Size	0.132 acres (5,750 sqft)
Owner	Company Name on File
Last Sale	$85,000 (Jan 2021)
Tax Bill	$1,885 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Jan 2021 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`582-0007-0036-00`

Property Details

APN / Parcel Number

Primary APN	`582-0007-0036-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,188 sqft Living Area
1st Floor Area	792 sqft
2nd Floor Area	396 sqft
Basement Area	809 sqft

Exterior

Year Built	Built 1924
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	5,750 sqft (0.132 acres)
Lot Dimensions	120 ft deep x 51 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	105 sqft
Patio Area	364 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	39 PHILLIPS AVE
City	CINCINNATI
State	OH
Zip	45217-1231
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	39 PHILLIPS AVE 51.20 X 120 IRR-LOT 28 PHILLIPS &BAKERS
Legal Subdivision	PHILLIP & BAKER
Legal Lot Number	28
Jurisdiction	HAMILTON OH
Township / Civil Division	ST. BERNARD
Census Block Group	1
Census Block	1001
Census Tract	25800

Owner

Source: Hamilton County assessment roll, as of March 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	4714 TOWER AVE, CINCINNATI, OH 45217-1326
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2022	Deed of Trust, Mortgage · Line of Credit PEOPLES FIRST SAVINGS BANK
Jan 19, 2021	Warranty Deed, Transfer · Line of Credit PEOPLES FIRST SAVINGS BANK
Jan 18, 2021	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 19, 2021 · Amount on Record
Deed Sale	Jan 19, 2021 · Amount on Record
Prior Sale	Jan 19, 2021
Deed Document Number	2021-0007506
Deed Book / Page	14336 / 498
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	39 PHILLIPS AVE, CINCINNATI, OH 45217-1231
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000089502
Date	Sep 20, 2022
Book Page	14755/1737
Instrument	2022-0089502

Lender

Name	PEOPLES FIRST SAVINGS BANK
Type	Bank
Address	MASON, OH 45040

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 6, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jan 19, 2021
Property Address	39 PHILLIPS AVE, CINCINNATI, OH 45217-1231
Document Number	0000007506
Book / Page	14336 / 498
Instrument Date	Jan 11, 2021
Instrument	2021-0007506
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$340.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4714 TOWER AVE, CINCINNATI, OH 45217-1326

Mortgage

Document Number	0000007507
Date	Jan 19, 2021
Instrument	2021-0007507

Lender

Name	PEOPLES FIRST SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Feb 1, 2046

Interest

Rate Type	Adjustable Rate

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Jan 18, 2021
Property Address	39 PHILLIPS AVE, CINCINNATI, OH 45217-1231
Document Number	0000007505
Book / Page	006816 / 000129
Instrument Date	Nov 8, 2020
Instrument	7505
Transaction Type	Transfer
Record Updated	May 4, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7365 E KEMPER RD #RD CINCINNATI OH 452491099, RD, CINCINNATI, OH 45249-1099

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	St. Bernard Village
Unified School District	St. Bernard-Elmwood Place City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,885.00 (+1.18%)	$29,750 (+%) Land $11,105 Building $18,645
2024	$1,863.00 (-2.05%)	$29,749 (-) Land $11,105 Building $18,644
2023	$1,902.00 (+10.26%)	$29,749 (+41.54%) Land $11,105 Building $18,644	$85,000 (+41.55%) Land $31,730 Building $53,270
2022	$1,725.00	$21,018 Land $8,663 Building $12,355
2020			$60,050 Land $24,750 Building $35,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

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