Mitchell County property record for 39 Phil Buchanan Rd, Spruce Pine, NC 28777 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1930 |
| Square Footage | 1,170 sqft Living Area |
| Lot Size | 32,670 sqft (0.75 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $195,000 (2022) |
| Tax Bill | $810.00 (2025) |
| Primary APN | 0880-11-67-6498 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,170 sqft Living Area |
| Stories | 1 Stories |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Construction Type | Wood Construction |
| Foundation Type | No Foundation Foundation |
| Lot Area | 32,670 sqft (0.75 acres) |
| Heating System | Central Heating |
|---|
| Account Number | 555784317 |
|---|---|
| Street Address | 39 PHIL BUCHANAN RD |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777-8758 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 1150 |
| Jurisdiction | MITCHELL NC |
| Minor Civil Division | GRASSY CREEK |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 950300 |
Source: Mitchell County records · APN 0880-11-67-6498
Assessment roll updated October 17, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 39 PHIL BUCHANAN RD, SPRUCE PINE, NC 28777-8758 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 27, 2022 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Sep 29, 2021 | Intrafamily Transfer, Transfer |
| Sep 29, 2021 | Intrafamily Transfer, Transfer |
| May 21, 2020 | Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 27, 2022 · Amount on Record |
| Deed Sale | Apr 27, 2022 · Amount on Record |
| Prior Sale | Apr 20, 2005 · Amount on Record |
| Deed Doc Number | 20221505 |
| Deed Book / Page | 643 / 552 |
| Prior Transfer Date | Aug 25, 2021 |
| Prior Transfer Doc | 633/872 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Apr 27, 2022 |
| Property Address | 39 PHIL BUCHANAN RD, SPRUCE PINE, NC 28777-8758 |
| Document Number | 000643/552 |
| Book / Page | 643 / 552 |
| Instrument Date | Apr 26, 2022 |
| Instrument | 2022001505 |
| Transaction Type | Transfer |
| Record Updated | May 04, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $390.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 39 PHIL BUCHANAN RD, 39, SPRUCE PINE, NC 28777-8758 |
| Name | Verified Name |
|---|---|
| Address | 39 PHIL BUCHANAN RD, SPRUCE PINE, NC 28777-8758 |
| Document Number | 2022001506 |
|---|---|
| Date | Apr 27, 2022 |
| Instrument | 2022001506 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Sep 29, 2021 |
| Property Address | 39 PHIL BUCHANAN RD, SPRUCE PINE, NC 28777-8758 |
| Document Number | 633/883 |
| Book / Page | 633 / 883 |
| Instrument Date | Aug 25, 2021 |
| Instrument | 2021002198 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Sep 29, 2021 |
| Property Address | 39 PHIL BUCHANAN RD, SPRUCE PINE, NC 28777-8758 |
| Document Number | 633/872 |
| Book / Page | 633 / 872 |
| Instrument Date | Aug 25, 2021 |
| Instrument | 2021002195 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 39 PHIL BUCHANAN RD, SPRUCE PINE, NC 28777-8758 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL NC |
| Property Address | 39 PHIL BUCHANAN RD, SPRUCE PINE, NC 28777-8758 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 613/693 |
|---|---|
| Date | May 21, 2020 |
| Book Page | 613/693 |
| Instrument | 2020000801 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | SPRUCE PINE, NC 28777 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Apr 28, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Mitchell County records · Assessment roll updated October 17, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mitchell County |
| Unified School District | Mitchell County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $810.00 (+1.63%) | $126,600 (-) Land $14,100 Building $112,500 | |
| 2023 | $797.00 | $126,600 Land $14,100 Building $112,500 | $126,600 Land $14,100 Building $112,500 |
39 Phil Buchanan Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Mitchell County (37121C), updated May 2, 2018
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 51st percentile of exposed land nationally · 73rd in North Carolina |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 935 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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