Suffolk County and Smithtown Town property record for 39 Peppermint Rd, Commack, NY 11725 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1964 |
| Square Footage | 1,316 sqft Living Area |
| Lot Size | 21,780 sqft (0.5 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $700,500 (2021) |
| Tax Bill | $17,373.00 (2024) |
Source: Suffolk County and Smithtown Town records · APN 473489 41.-3-16
Assessment roll updated August 11, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 39 PEPPERMINT RD, COMMACK, NY 11725-1029 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 06, 2021 | Deed, Transfer · Stand Alone First Mortgage HOME POINT FINANCIAL CORPORATION |
| May 11, 2018 | Deed of Trust, Mortgage · Stand Alone Refinance QUICKEN LOANS INC |
| Aug 26, 2019 | Deed of Trust, Mortgage · Stand Alone Refinance QUICKEN LOANS INC |
| May 13, 2020 | Loan Modification, Consolidation and Extension, Mortgage · Conventional Mortgage QUICKEN LNS |
| May 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Sep 21, 2017 | Grant Deed, Transfer · Conventional Mortgage JP MORGAN CHASE BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 06, 2021 · Amount on Record |
| Deed Sale | Oct 06, 2021 · Amount on Record |
| Prior Sale | Sep 21, 2017 · Amount on Record |
| Deed Book / Page | 13123 / 193 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Oct 06, 2021 |
| Property Address | 39 PEPPERMINT RD, COMMACK, NY 11725-1029 |
| Document Number | 0131230193 |
| Book / Page | 13123 / 193 |
| Instrument Date | Aug 19, 2021 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 180 ATLANTIC AVE, FARMINGDALE, NY 11735-2779 |
| Document Number | DM038349 |
|---|---|
| Date | Oct 06, 2021 |
| Instrument | DM038349 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Government Agency |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 39 PEPPERMINT RD, COMMACK, NY 11725-1029 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0229250479 |
|---|---|
| Date | May 11, 2018 |
| Book Page | 22925/479 |
| Instrument | 18-0088079 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 97 Months |
| Due | Jun 01, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 39 PEPPERMINT RD, COMMACK, NY 11725-1029 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0230550059 |
|---|---|
| Date | Aug 26, 2019 |
| Book Page | 23055/59 |
| Instrument | DK017847 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Sep 01, 2048 |
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 39 PEPPERMINT RD, COMMACK, NY 11725-1029 |
| Document Number | 0231480080 |
| Instrument Date | May 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 07, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 39 PEPPERMINT RD COMMACK NY 117251029, COMMACK, NY 11725-1029 |
| Document Number | 0231480080 |
|---|---|
| Date | Jun 29, 2020 |
| Book Page | 023148/000080 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 28, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 39 PEPPERMINT RD, COMMACK, NY 11725-1029 |
| Document Number | 0231480079 |
| Instrument Date | May 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 39 PEPPERMINT RD COMMACK NY 117251029, COMMACK, NY 11725-1029 |
| Document Number | 0231480079 |
|---|---|
| Date | Jun 29, 2020 |
| Book Page | 023148/000079 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 28, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Sep 21, 2017 |
| Property Address | 39 PEPPERMINT RD, COMMACK, NY 11725-1029 |
| Document Number | 0129300645 |
| Book / Page | 012930 / 000645 |
| Instrument Date | Aug 23, 2017 |
| Transaction Type | Transfer |
| Record Updated | Nov 09, 2017 |
| Title Company | SIGNATURE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,980.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 16 SETH LN HICKSVILLE NY 118016515, HICKSVILLE, NY 11801-6515 |
| Document Number | 228580221 |
|---|---|
| Date | Sep 21, 2017 |
| Book Page | 022858/000221 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 20, 2047 |
Source: Suffolk County and Smithtown Town records · Assessment roll updated August 11, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Commack Union Free School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,625 (-) Land $500 Building $6,125 | $828,125 (+10,774.92%) Land $62,500 Building $765,625 | |
| 2024 | $17,373.00 | ||
| 2023 | $6,625 Land $500 Building $6,125 | $7,615 Land $575 Building $7,040 |
Source: FEMA National Flood Hazard Layer, Suffolk County (36103C), updated September 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 473489 41.-3-16 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Partial Baths | 2 Partial Baths |
| Building Area | 1,316 sqft Living Area |
| Gross Area | 1,816 sqft Gross Area |
| 1st Floor | 1,316 sqft 1st Floor |
| Basement Area | 500 sqft Basement |
| Stories | 2 Stories |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Raised Ranch Style |
| Exterior Material | Wood Exterior |
| Lot Area | 21,780 sqft (0.5 acres) |
| Garage Type | Basement Garage |
| Pool Area | 768 sqft Pool |
| Porch | Open Porch |
| Porch Area | 335 sqft Porch |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Street Address | 39 PEPPERMINT RD |
|---|---|
| City | COMMACK |
| State | NY |
| Zip | 11725-1029 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 13-525526 TC-52 *3718 LOT 9 NORTH RIDGE ESTATES SEC 1 |
| Legal Block | 3 |
| Legal Lot Number | 16 |
| Jurisdiction | SUFFOLK NY |
| Minor Civil Division | SMITHTOWN |
| Census Blockgroup | 1 |
| Census Block | 1004 |
| Census Tract | 135101 |
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