Cascade County property record for 39 Penny Ln, Cascade, MT 59421
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,152 sqft · built 2024 |
| Lot Size | 15.9 acres (695,305 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,437 (2026) |
| Deeds & Mortgages | Mar 2026 Mortgage Dec 2022 Sale |
| Flood Zone | Zone D (undetermined) |
| APN | R0242649 |
| Primary APN | R0242649 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,152 sqft Living Area |
| 1st Floor Area | 1,152 sqft |
| Basement Area | 1,232 sqft |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Ranch |
| Exterior Material | Other |
| Construction Type | Frame |
| Roof Material | Other |
| Lot Area | 695,305 sqft (15.9 acres) |
| Terrain | Rolling |
| Garage Type | Detached |
| Garage Area | 1,232 sqft |
| Parking Spaces | 5 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 0003145392 |
|---|---|
| Street Address | 39 PENNY LN |
| City | CASCADE |
| State | MT |
| Zip | 59421-8316 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MISSION ESTATES UNIT 2, S26, T18 N, R01 W, LOT 05B, 24-04 MISSION ESTATES 2 |
| Legal Range | 01W |
| Legal Township | 18N |
| Legal Section | 26 |
| Legal Subdivision | MISSION ESTATES 2 |
| Legal Lot Number | 5B |
| Jurisdiction | CASCADE MT |
| Township / Civil Division | CASCADE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 10400 |
Source: Cascade County records, as of September 3, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 74, CASCADE, MT 59421-0074 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 6, 2026 | Deed of Trust, Mortgage · Closed-End Mortgage BELT VALLEY BANK |
| Dec 22, 2022 | Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 22, 2022 |
| Deed Sale | Dec 22, 2022 |
| Deed Document Number | 2022439265 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASCADE MT |
| Property Address | 39 PENNY LN, CASCADE, MT 59421-8316 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2026 |
| Title Company | FLYING S TITLE |
| Name | Verified Name |
|---|---|
| Address | 39 PENNY LN, CASCADE, MT 59421-8316 |
| Document Number | 00R0480238 |
|---|---|
| Date | Mar 6, 2026 |
| Instrument | R0480238 |
| Name | BELT VALLEY BANK |
|---|---|
| Type | Bank |
| Address | BELT, MT 59412 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Mar 26, 2031 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CASCADE MT |
| Recording Date | Dec 22, 2022 |
| Property Address | 39 PENNY LN, CASCADE, MT 59421-8316 |
| Document Number | 00R0439265 |
| Instrument Date | Dec 2, 2022 |
| Instrument | R0439265 |
| Transaction Type | Transfer |
| Record Updated | Aug 14, 2023 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4531 BEAVER SLIDE LOOP, CASCADE, MT 59421-8267 |
Source: Cascade County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Cascade County |
| Elementary School District | Cascade Elementary School District (PK - 08) |
| Secondary School District | Cascade High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,437.00 (+236.14%) | $245,106 (+34.75%) | |
| 2025 | $725.00 (+44.71%) | $181,896 (+129.31%) | $245,106 (+208.99%) Land $121,106 Building $124,000 |
| 2023 | $501.00 | $79,324 | $79,324 Land $79,324 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · lower than 63% of Montana |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Konceptio Data Services Fixed Wireless | 45 / 18 |
| CenturyLink DSL | 10 / 1 |
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