39 Pendleton Rd, Fredericksburg, VA 22405 Property Records

Stafford County property record for 39 Pendleton Rd, Fredericksburg, VA 22405 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,300 sqft · built 1957
Owner	Individual Name on File
Last Sale	$300,000 (Jan 2022)
Tax Bill	$2,829 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`54J-419-8`

Property Details

APN / Parcel Number

Primary APN	`54J-419-8`
Alternative APNs	`054J 419 8` `34632`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,300 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1957
Architectural Style	Other
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	34632
Old Parcel Number	054J 419 8
Street Address	39 PENDLETON RD
City	FREDERICKSBURG
State	VA
Zip	22405-3037
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 BL 19 SEC 2 FERRY FARMS SUB
Legal Subdivision	FERRY FARMS SEC 02
Legal Block	19
Legal Lot Number	8
Jurisdiction	STAFFORD VA
Township / Civil Division	GEORGE WASHINGTON
Census Block Group	1
Census Block	1017
Census Tract	10502

Owner

Source: Stafford County records · APN 54J-419-8

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	39 PENDLETON RD, FREDERICKSBURG, VA 22405-3037
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2022	Warranty Deed, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION
Oct 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC COAST MTG
Aug 01, 2017	Grant Deed, Transfer · Conventional with PMI ATLANTIC COAST MTG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 28, 2022 · Amount on Record
Deed Sale	Jan 28, 2022 · Amount on Record
Prior Sale	Aug 01, 2017 · Amount on Record
Deed Document Number	220002001
Record Updated	Jun 08, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STAFFORD VA
Recording Date	Jan 28, 2022
Property Address	39 PENDLETON RD, FREDERICKSBURG, VA 22405-3037
Document Number	0220002001
Instrument Date	Jan 27, 2022
Instrument	220002001
Transaction Type	Transfer
Record Updated	Feb 23, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 PENDLETON RD, FREDERICKSBURG, VA 22405-3037

Mortgage

Document Number	0220002002
Date	Jan 28, 2022
Instrument	220002002

Lender

Name	HOME POINT FINANCIAL CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2052

Interest

Rate Type	Fixed Rate
Rate	3.88%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	39 PENDLETON RD, FREDERICKSBURG, VA 22405-3037
Document Number	200027763
Instrument Date	Oct 16, 2020
Transaction Type	Mortgage
Record Updated	Nov 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 PENDLETON RD FREDERICKSBURG VA 224053037, FREDERICKSBURG, VA 22405-3037

Mortgage

Document Number	200027763
Date	Oct 21, 2020
Instrument	27763

Lender

Name	ATLANTIC COAST MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 20, 2050

Interest

Rate Type	Fixed Rate

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STAFFORD VA
Recording Date	Aug 01, 2017
Property Address	39 PENDLETON RD, FREDERICKSBURG, VA 22405-3037
Document Number	170013787
Instrument Date	Jul 28, 2017
Instrument	13787
Transaction Type	Transfer
Record Updated	Sep 01, 2017
Title Company	RGS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$218.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 PENDLETON RD FREDERICKSBURG VA 224053037, FREDERICKSBURG, VA 22405-3037

Mortgage

Document Number	170013788
Date	Aug 01, 2017
Instrument	13788

Lender

Name	ATLANTIC COAST MTG
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 31, 2047

Tax Assessment & Valuation

Source: Stafford County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Stafford County
Unified School District	Stafford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,829.00 (+25.57%)	$302,100 (+26.67%) Land $95,000 Building $207,100	$302,100 (+26.67%) Land $95,000 Building $207,100
2023	$2,253.00 (+15.42%)	$238,500 Land $90,000 Building $148,500	$238,500 Land $90,000 Building $148,500
2021	$1,952.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stafford County (51179C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 511790105021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Claims	1 (2003)
Most Recent Claim	Sep 2003, tidal / storm surge, Hurricane Isabel

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 244 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Cox Communications	Cable	2,000 / 35
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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