39 Palisade Rd, Rye, NY 10580 Property Records

Westchester County and Rye City property record for 39 Palisade Rd, Rye, NY 10580

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 3,228 sqft · built 1915
Lot Size0.14 acres (6,098 sqft)
Owner2 Individual Names on File
Last Sale$2,300,000 (Apr 2025)
Tax Bill$20,790 (2026)
Deeds & MortgagesAug 2023 Line of Credit
Apr 2025 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN551400 146-11-2-86

Property Details

APN / Parcel Number

Primary APN551400 146-11-2-86
Alternative APN
  • 140014601100020860000000

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories2 Stories
Building Area3,228 sqft Living Area
1st Floor Area1,356 sqft
2nd Floor Area1,248 sqft
Upper Floors Area624 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1915
Architectural StyleColonial
Exterior MaterialComposition/Composite
Lot Area6,098 sqft (0.14 acres)
Garage TypeDetached
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address39 PALISADE RD
CityRYE
StateNY
Zip10580-3828
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block2
Legal Lot Number86.000
JurisdictionWESTCHESTER NY
Township / Civil DivisionRYE
Census Block Group5
Census Block5000
Census Tract7600

Owner

39 Palisade Rd is owned by two individuals who bought it in April 2025.

Source: Westchester County and Rye City records, as of October 21, 2026

Owner of Record2 Individual Names on File
Mailing Address225 E 39TH ST, 21E, NEW YORK, NY 10016-2296
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 14, 2023Deed of Trust, Mortgage · Line of Credit
KEY BANK NA
Apr 7, 2025Bargain and Sale Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA
Oct 3, 2017Deed of Trust, Mortgage · Line of Credit
KEYBANK USA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 7, 2025 · Amount on File
Deed SaleApr 7, 2025 · Amount on File
Deed Document Number20253426
Record UpdatedOct 29, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address39 PALISADE RD, RYE, NY 10580-3828
Transaction TypeMortgage
Record UpdatedFeb 19, 2026
Title CompanyACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
Address39 PALISADE RD, RYE, NY 10580-3828

Mortgage

Document Number0632233615
DateAug 14, 2023
Instrument632233615
Lender
NameKEY BANK NA
TypeBank
AddressCLEVELAND, OH 44144
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2025: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionWESTCHESTER NY
Recording DateApr 7, 2025
Property Address39 PALISADE RD, RYE, NY 10580-3828
Document Number0650763426
Instrument DateMar 26, 2025
Instrument650763426
Transaction TypeTransfer
Record UpdatedMar 31, 2026
Title CompanyCATIC TITLE INSURANCE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$9,200.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address39 PALISADE RD, RYE, NY 10580-3828

Transferred To (Grantee/Buyer)

NameVerified Name
Address225 E 39TH ST APT 21E, 21E, NEW YORK, NY 10016-2296

Mortgage

Document Number0650903078
DateApr 7, 2025
Instrument650903078
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2055
Interest
Rate TypeAdjustable Rate
Rate5.87%
AdjustableAdjustable Rate Rider
Type Change DateApr 1, 2032
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change10.8%
IndexSOFR Average 30-Day
Max Rate10.8%

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address39 PALISADE RD, RYE, NY 10580-3828
Document Number0572863427
Instrument DateOct 3, 2017
Transaction TypeMortgage
Record UpdatedAug 3, 2018
Title CompanyAMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address39 PALISADE RD RYE NY 105803828, RYE, NY 10580-3828

Mortgage

Document Number0572863427
DateOct 13, 2017
Book Page057286/003427
Lender
NameKEYBANK USA
TypeBank
AddressBROOKLYN, OH 44144
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 39 Palisade Rd was $20,790, up 73.5% from the year before.

Source: Westchester County and Rye City assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWestchester County
MunicipalityRye City
Unified School DistrictRye City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$20,790.00 (+73.47%)
2025$11,985.00$16,400 (-) Land $3,750 Building $12,650$1,389,831 (+6.78%) Land $317,797 Building $1,072,034
2024$16,400 (+20.15%) Land $3,750 Building $12,650$1,301,587 (+23.01%) Land $297,619 Building $1,003,968
2023$13,650 Land $3,750 Building $9,900$1,058,140 Land $290,698 Building $767,442
2020$12,878.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 39 Palisade Rd in Zone X, an area of minimal flood risk, though there have been 143 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 56 policies
Nearby Flood Policies56 in force
Nearby Flood Claims143 (1979–2023)
Claims Outside the SFHA39 of 143
Most Recent ClaimSep 2023 · Severe Storm And Flooding
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 20 claims
  • Hurricane Irene, Aug 2011 · 16 claims
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 39 Palisade Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 94% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW YORK, INC. RD-2
private · serves 57,301 people · EPA ID NY5903456
Water SourcePurchased surface water from several systems
Last State InspectionAug 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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