39 Otto Dr, Midway, GA 31320 Property Records

Liberty County property record for 39 Otto Dr, Midway, GA 31320

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,882 sqft · built 1989
Lot Size	0.58 acres (25,265 sqft)
Owner	Individual Name on Record
Last Sale	$167,500 (Aug 2019)
Tax Bill	$3,119 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Sep 2019 Sale & Mortgage + 3 more
Flood Zone	Zone A (high risk)
APN	`240C 103`

Property Details

APN / Parcel Number

Primary APN	`240C 103`
Alternative APN	`4541`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,882 sqft Heated Area
1st Floor Area	1,882 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2005
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	25,265 sqft (0.58 acres)
Lot Dimensions	239 ft deep x 105 ft wide
Garage Type	Carport
Carport	Carport
Porch	Slab
Porch Area	318 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	4541
Street Address	39 OTTO DR
City	MIDWAY
State	GA
Zip	31320-4315
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12
Legal Description	TRACT A S/S OTTO DR
Legal Subdivision	LAKE GALE
Legal Tract	A
Jurisdiction	LIBERTY GA
Township / Civil Division	MIDWAY
Census Block Group	1
Census Block	1052
Census Tract	10503

Owner

Source: Liberty County records, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	39 OTTO DR, MIDWAY, GA 31320-4315
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2026	Deed of Trust, Mortgage ROCKET MORTGAGE
Sep 18, 2019	Grant Deed, Transfer · FHA Mortgage QUICKEN LNS
Mar 29, 2019	Grant Deed, Construction Loan · Construction Mortgage SOUTH GA BK
Oct 9, 2018	Grant Deed, Transfer ATTORNEY ONLY
Oct 2, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2019 · Amount on Record
Deed Sale	Aug 20, 2019 · Amount on Record
Prior Sale	Sep 4, 2018 · Amount on Record
Deed Document Number	20192030
Deed Book / Page	2049 / 56
Prior Transfer Date	Dec 15, 2015
Prior Transfer Doc	0018870473
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIBERTY GA
Recording Date	Apr 7, 2026
Property Address	39 OTTO DR, MIDWAY, GA 31320-4315
Document Number	0024670000000824
Book / Page	2467 / 824
Instrument Date	Apr 2, 2026
Instrument	20262491
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 OTTO DR, MIDWAY, GA 31320-4315

Mortgage

Document Number	0000002491,
Date	Apr 7, 2026
Book Page	2467/824
Instrument	20262491

Lender

Name	ROCKET MORTGAGE

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Apr 1, 2046

Interest

Rate	6%
Max Rate	-1%

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LIBERTY GA
Recording Date	Sep 18, 2019
Property Address	39 OTTO DR, MIDWAY, GA 31320-4315
Document Number	0020490056
Book / Page	002049 / 000056
Instrument Date	Aug 20, 2019
Instrument	5661
Transaction Type	Transfer
Record Updated	Oct 29, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$167.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 OTTO DR MIDWAY GA 313204315, MIDWAY, GA 31320-4315

Mortgage

Document Number	20490058
Date	Sep 18, 2019
Book Page	002049/000058
Instrument	5662

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 17, 2049

March 2019: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	LIBERTY GA
Recording Date	Mar 29, 2019
Property Address	39 OTTO DR, MIDWAY, GA 31320-4315
Document Number	0020260197
Book / Page	002026 / 000197
Instrument Date	Mar 14, 2019
Instrument	1785
Transaction Type	Construction Loan
Record Updated	May 17, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 IRVIN ST GLENNVILLE GA 304272610, GLENNVILLE, GA 30427-2610

Mortgage

Document Number	20260200
Date	Mar 29, 2019
Book Page	002026/000200
Instrument	1786

Lender

Name	SOUTH GA BK
Type	Bank
Address	GLENVILLE, GA 30427

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 28, 2020

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LIBERTY GA
Recording Date	Oct 9, 2018
Property Address	39 OTTO DR, MIDWAY, GA 31320-4315
Document Number	0020060467
Book / Page	002006 / 000467
Instrument Date	Sep 4, 2018
Instrument	5607
Transaction Type	Transfer
Record Updated	Jan 16, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

October 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	LIBERTY GA
Recording Date	Oct 2, 2018
Property Address	39 OTTO DR, MIDWAY, GA 31320-4315
Document Number	0020050945
Book / Page	002005 / 000945
Instrument Date	Sep 4, 2018
Instrument	5503
Transaction Type	Foreclosure
Record Updated	Oct 15, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$102.54
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	39 OTTO DR MIDWAY GA 313204315, MIDWAY, GA 31320-4315

Tax Assessment & Valuation

Source: Liberty County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Liberty County
Municipality	Midway City
Unified School District	Liberty County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,119.00	$74,532 (+1.64%) Land $6,293 Building $68,239	$186,329 (+1.64%) Land $15,732 Building $170,597
2024	$3,119.00 (+10.33%)	$73,330 (+11.62%) Land $6,293 Building $67,037	$183,324 (+11.62%) Land $15,732 Building $167,592
2023	$2,827.00	$65,697 Land $6,293 Building $59,404	$164,242 Land $15,732 Building $148,510

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 120 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	120 in force
Nearby Flood Claims	5 (2016–2025)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Sep 2025

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 95% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDWAY serves 2,595 people · EPA ID GA1790001
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Coastal Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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