Avery County property record for 39 Old River Hill Rd, Spruce Pine, NC 28777
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,970 sqft · built 1967 |
| Lot Size | 2.64 acres (114,998 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $754 (2025) |
| Deeds & Mortgages | Jan 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 18000089583000000 |
| Primary APN | 18000089583000000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,970 sqft Heated Area |
| Basement Area | 924 sqft |
| Unfinished Basement | 924 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 3 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 114,998 sqft (2.64 acres) |
| Lot Width | 10 ft Width |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 512 sqft |
|---|---|
| Porch | Enclosed Porch |
| Porch Area | 470 sqft |
| Deck Area | 1,436 sqft |
| Patio Area | 208 sqft |
| Storage Building | 384 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Oil |
| Account Number | 3150 |
|---|---|
| Street Address | 39 OLD RIVER HILL RD |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777-8213 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DIST:7 CITY/MUNI/TWP:TOE RIVER |
| Jurisdiction | AVERY NC |
| Township / Civil Division | INGALLS |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 930400 |
Source: Avery County records, as of December 3, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 39 OLD RIVER HILL RD, SPRUCE PINE, NC 28777-8213 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 1, 1980 |
| Deed Sale | Jan 1, 1980 |
| Deed Document Number | 0000120748 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AVERY NC |
| Property Address | 39 OLD RIVER HILL RD, SPRUCE PINE, NC 28777-8213 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000000131 |
|---|---|
| Date | Jan 11, 2023 |
| Book Page | 585/483 |
| Instrument | 2023000131 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | SPRUCE PINE, NC 28777 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Avery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Avery County |
| Unified School District | Avery County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $754.00 | $188,700 (-) Land $30,900 Building $157,800 | $188,700 (-) Land $30,900 Building $157,800 |
| 2023 | $754.00 | $188,700 (-) Land $30,900 Building $157,800 | $188,700 (-) Land $30,900 Building $157,800 |
| 2022 | $754.00 | $188,700 Land $30,900 Building $157,800 | $188,700 Land $30,900 Building $157,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (2008–2024) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 66% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber · Cable | 1,000 / 1,000 |
May also be available: Zito Media.
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