Westchester County and Bedford Town property record for 39 Old Mill Ln, Katonah, NY 10536
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $527,500 (Feb 2017) |
| Tax Bill | $16,367 (2026) |
| Deeds & Mortgages | Sep 2020 Refinance Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 552000 49.14-2-29 |
| Primary APN | 552000 49.14-2-29 |
|---|---|
| Alternative APNs |
|
| Lot Area | 21,780 sqft (0.5 acres) |
|---|
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Account Number | 00000059700 |
|---|---|
| Street Address | 39 OLD MILL LN |
| City | KATONAH |
| State | NY |
| Zip | 10536-1424 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 2 |
| Legal Lot Number | 29.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | BEDFORD |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 12600 |
39 Old Mill Ln is owned and occupied by two individuals who bought it in February 2017.
Source: Westchester County and Bedford Town records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 39 OLD MILL LN, KATONAH, NY 10536-1424 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 10, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC |
| Sep 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Feb 14, 2017 | Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 14, 2017 · Amount on File |
| Deed Sale | Feb 14, 2017 · Amount on File |
| Deed Document Number | 2017570333047 |
| Prior Transfer Date | Aug 20, 2013 |
| Prior Transfer Doc | 0532323498 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 39 OLD MILL LN, KATONAH, NY 10536-1424 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | EQUITY STLMT SERIVCES LLC |
| Name | Verified Name |
|---|
| Document Number | 0602543367 |
|---|---|
| Date | Sep 10, 2020 |
| Instrument | 602543367 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 39 OLD MILL LN, KATONAH, NY 10536-1424 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0602543366 |
|---|---|
| Date | Sep 10, 2020 |
| Instrument | 602543366 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Jul 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Feb 14, 2017 |
| Property Address | 39 OLD MILL LN, KATONAH, NY 10536-1424 |
| Document Number | 0570333047 |
| Book / Page | 057033 / 003047 |
| Instrument Date | Feb 8, 2017 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2019 |
| Title Company | THOROUGHBRED TITLE SERVICES LLC, THOROUGHBRED TITLE SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,110.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 28 SUMMIT PL KATONAH NY 10536, KATONAH, NY 10536 |
| Document Number | 570453275 |
|---|---|
| Date | Feb 14, 2017 |
| Book Page | 057045/003275 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 13, 2047 |
The 2026 property tax bill for 39 Old Mill Ln was $16,367, up 7.2% from the year before.
Source: Westchester County and Bedford Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| County Subdivision | Bedford Town |
| Unified School District | Katonah-Lewisboro Union Free School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $16,367.00 (+7.2%) | ||
| 2025 | $15,268.00 | $57,115 (-0.01%) Land $16,000 Building $41,115 | $746,601 (+6.13%) Land $209,150 Building $537,451 |
| 2024 | $57,120 (-) Land $16,000 Building $41,120 | $703,448 (+4.56%) Land $197,044 Building $506,404 | |
| 2023 | $57,120 Land $16,000 Building $41,120 | $672,792 Land $188,457 Building $484,335 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 39 Old Mill Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (1999–2015) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Nov 2015 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 39 Old Mill Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEDFORD CONSOLIDATED W.D. serves 9,056 people · EPA ID NY5903419 |
|---|---|
| Water Source | Purchased surface water from NEW YORK CITY SYSTEM |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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