39 Oak St, Salem, NJ 08079 Property Records

Salem County and Salem City property record for 39 Oak St, Salem, NJ 08079 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2,072 sqft · built 1906
Lot Size	0.086 acres (3,751 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Dec 2025)
Tax Bill	$4,133 (2025)
Deeds & Mortgages	Mar 2025 Construction Loan Dec 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`13-00077-0000-00029`

Property Details

APN / Parcel Number

Primary APN	`13-00077-0000-00029`
Alternative APN	`130007700029`

Interior

Building Area	2,072 sqft Living Area

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1906
Lot Area	3,751 sqft (0.086 acres)
Lot Dimensions	150 ft deep x 25 ft wide

Location & Zoning

Street Address	39 OAK ST
City	SALEM
State	NJ
Zip	08079-1419
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	CITY/SALEM
Legal Block	77
Legal Lot Number	29
Jurisdiction	SALEM NJ
Township / Civil Division	SALEM
Census Block Group	1
Census Block	1010
Census Tract	22100

Owner

Source: Salem County and Salem City records · APN 13-00077-0000-00029

Assessment roll updated July 2, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	39 OAK ST, SALEM, NJ 08079-1419
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2025	Deed of Trust, Mortgage · Construction Mortgage BRRRR FUNDER LLC
Dec 09, 2025	Deed, Transfer · Conventional Mortgage OCEANFIRST BANK
Jul 13, 2022	Deed, Construction Loan · Construction Mortgage SENTINEL SECURITY LIFE INSURANCE CO
May 26, 2021	Deed, Transfer NATIONAL INTEGRITY LLC
Jan 27, 2021	Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 09, 2025 · Amount on Record
Deed Sale	Dec 09, 2025 · Amount on Record
Prior Sale	Jun 26, 2024 · Amount on Record
Deed Document Number	202510642
Deed Book / Page	4748 / 1495
Record Updated	Sep 20, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM NJ
Property Address	39 OAK ST, SALEM, NJ 08079-1419
Transaction Type	Mortgage
Record Updated	Dec 22, 2025
Title Company	CORNERSTONE TITLE INSURANCE AGENCY, CORNERSTONE TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	257 COUNTY RD, CLIFFWOOD, NJ 07721-1103

Mortgage

Document Number	0047221398
Date	Mar 10, 2025
Book Page	4722/1398
Instrument	2025002112

Lender

Name	BRRRR FUNDER LLC
Address	FREEHOLD, NJ 07728

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2055

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	SALEM NJ
Recording Date	Dec 09, 2025
Property Address	39 OAK ST, SALEM, NJ 08079-1419
Document Number	0047481495
Book / Page	4748 / 1495
Instrument Date	Dec 02, 2025
Instrument	2025010642
Transaction Type	Transfer
Record Updated	Dec 22, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,247.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	257 COUNTY RD, CLIFFWOOD, NJ 07721-1103

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 OAK ST, SALEM, NJ 08079-1419

Mortgage

Document Number	2025010643
Date	Dec 09, 2025
Instrument	2025010643

Lender

Name	OCEANFIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2056

July 2022: Deed, Construction Loan

Document Type	Deed
Jurisdiction	SALEM NJ
Recording Date	Jul 13, 2022
Property Address	39 OAK ST, SALEM, NJ 08079-1419
Document Number	0046371402
Book / Page	4637 / 1402
Instrument Date	Jun 30, 2022
Instrument	2022007629
Transaction Type	Construction Loan
Record Updated	Aug 18, 2022
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount Recorded
Tax	$220.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	802 DERWYN RD, 802, DREXEL HILL, PA 19026-1539

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 OAK ST, SALEM, NJ 08079-1419

Mortgage

Document Number	2022007630
Date	Jul 13, 2022
Instrument	2022007630

Lender

Name	SENTINEL SECURITY LIFE INSURANCE CO
Type	Non-Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SALEM NJ
Recording Date	May 26, 2021
Property Address	39 OAK ST, SALEM, NJ 08079-1419
Document Number	0045901709
Book / Page	4590 / 1709
Instrument Date	Apr 20, 2021
Instrument	2021006172
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	NATIONAL INTEGRITY LLC

Transaction

Amount	Amount Recorded
Tax	$35.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	451 7TH ST SW, 451, WASHINGTON, DC 20410-0001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	802 DERWYN RD, DREXEL HILL, PA 19026-1539

January 2021: Foreclosure

Document Type	Foreclosure
Jurisdiction	SALEM NJ
Recording Date	Jan 27, 2021
Property Address	39 OAK ST, SALEM, NJ 08079-1419
Document Number	0045760529
Book / Page	004576 / 000529
Instrument Date	Apr 29, 2016
Instrument	1175
Transaction Type	Foreclosure
Record Updated	May 10, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$240.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Salem County and Salem City records · Assessment roll updated July 2, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Salem County
Municipality	Salem City
Unified School District	Salem City School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$54,500 (+13.78%) Land $7,800 Building $46,700	$54,500 (+13.78%) Land $7,800 Building $46,700
2025	$4,133.00 (+4.95%)	$47,900 (-) Land $7,800 Building $40,100	$47,900 (-) Land $7,800 Building $40,100
2024	$3,938.00 (+9.39%)
2023		$47,900 Land $7,800 Building $40,100	$47,900 Land $7,800 Building $40,100
2022	$3,600.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Salem County (34033C), updated June 27, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340330221001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 58 individual NFIP policies nearby
Nearby Flood Policies	58 in force
Nearby Flood Claims	13 (1978–2020)
Most Recent Claim	Aug 2020, Tropical Storm Isaias
Claims By Storm	Hurricane Irene, Aug 2011 · 3 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 175 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fiber	980 / 880

May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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