39 Norfolk St, Springfield, MA 01109 Property Records

Hampden County and Springfield City property record for 39 Norfolk St, Springfield, MA 01109

Property Summary

Property Type	Duplex
Details	6 bd · 3 ba · 3,370 sqft · built 1909
Lot Size	0.171 acres (7,449 sqft)
Owner	2 Individual Names on Record
Last Sale	$244,000 (Nov 2019)
Tax Bill	$6,280 (2026)
Deeds & Mortgages	Jan 2021 Mortgage Nov 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:09085 P:0092`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:09085 P:0092`
Alternative APN	`90850092`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	14 Rooms
Units	2 Units
Stories	2 Stories
Building Area	3,370 sqft Living Area
1st Floor Area	1,314 sqft

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1909
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Lot Area	7,449 sqft (0.171 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	90850092
Street Address	39 NORFOLK ST
City	SPRINGFIELD
State	MA
Zip	01109-2808
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	4
Census Block	4004
Census Tract	801700

Owner

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	39 NORFOLK ST, SPRINGFIELD, MA 01109-2808
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2021	Deed of Trust, Mortgage · FHA Mortgage HOME POINT FINANCIAL CORPORATION
Nov 22, 2019	Quit Claim Deed, Transfer · FHA Mortgage INLAND BK&TR
Oct 4, 2018	Quit Claim Deed, Transfer JAMES W FIORE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2019 · Amount on Record
Deed Sale	Nov 22, 2019 · Amount on Record
Prior Sale	Oct 4, 2018 · Amount on Record
Deed Document Number	201969134
Deed Book / Page	22967 / 241
Prior Transfer Date	Oct 31, 2019
Prior Transfer Doc	22967-241
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	39 NORFOLK ST, SPRINGFIELD, MA 01109-2808
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023650-34
Date	Jan 14, 2021
Book Page	23650/34
Instrument	2912

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Nov 22, 2019
Property Address	39 NORFOLK ST, SPRINGFIELD, MA 01109-2808
Document Number	22967-241
Book / Page	022967 / 000241
Instrument Date	Oct 31, 2019
Instrument	69134
Transaction Type	Transfer
Record Updated	Dec 10, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,134.60
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 CLANTOY ST SPRINGFIELD MA 011042447, SPRINGFIELD, MA 01104-2447

Mortgage

Document Number	22967-243
Date	Nov 22, 2019
Book Page	022967/000243
Instrument	69135

Lender

Name	INLAND BK&TR
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 21, 2049

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Oct 4, 2018
Property Address	39 NORFOLK ST, SPRINGFIELD, MA 01109-2808
Document Number	22389-50
Book / Page	022389 / 000050
Instrument Date	Sep 25, 2018
Instrument	59700
Transaction Type	Transfer
Record Updated	Oct 23, 2018

Transaction

Amount	Amount Recorded
Tax	$279.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	39 NORFOLK ST SPRINGFIELD MA 011092808, SPRINGFIELD, MA 01109-2808

Mortgage

Document Number	22389-53
Date	Oct 4, 2018
Book Page	022389/000053
Instrument	59701

Lender

Name	JAMES W FIORE

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,280.00 (+29.83%)	$406,200 (+31.67%) Land $50,100 Building $356,100	$384,214
2025	$4,837.00 (+17.86%)	$308,500 (+28.17%) Land $31,500 Building $277,000
2023	$4,104.00	$240,700 Land $28,600 Building $212,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 782 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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