39 Mountain Dr, Garrison, NY 10524 Property Records

Putnam County and Philipstown Town property record for 39 Mountain Dr, Garrison, NY 10524

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,376 sqft · built 2004
Lot Size	1.15 acres (50,274 sqft)
Owner	2 Individual Names on Record
Last Sale	$675,000 (Sep 2021)
Tax Bill	$14,353 (2024)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`372689 83.18-1-45`

Property Details

APN / Parcel Number

Primary APN	`372689 83.18-1-45`
Alternative APNs	`268908301800010450000000` `144350`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,376 sqft Living Area
Gross Area	2,684 sqft
1st Floor Area	1,188 sqft
2nd Floor Area	1,188 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Colonial
Lot Area	50,274 sqft (1.15 acres)
Lot Dimensions	441 ft deep x 114 ft wide
View / Lot	Waterfront
Garage Type	Basement
Porch	Covered Porch
Porch Area	588 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	144350
Street Address	39 MOUNTAIN DR
City	GARRISON
State	NY
Zip	10524-1159
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R80
Legal Description	LAND
Legal Block	1
Legal Lot Number	45.00
Jurisdiction	PUTNAM NY
Township / Civil Division	PHILIPSTOWN
Census Block Group	3
Census Block	3012
Census Tract	10800

Owner

Source: Putnam County and Philipstown Town records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	39 MOUNTAIN DR, GARRISON, NY 10524-1159
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2021	Bargain and Sale Deed, Transfer · VA Mortgage NATIONWIDE MORTGAGE BANKERS INC
Jun 28, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2021 · Amount on Record
Deed Sale	Sep 17, 2021 · Amount on Record
Prior Sale	Jun 10, 2011 · Amount on Record
Deed Document Number	2021109502021
Deed Book / Page	2233 / 112
Prior Transfer Date	Nov 9, 2001
Prior Transfer Doc	1573000108
Record Updated	Oct 29, 2026

September 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	PUTNAM NY
Recording Date	Sep 17, 2021
Property Address	39 MOUNTAIN DR, GARRISON, NY 10524-1159
Document Number	0022330112
Book / Page	2233 / 112
Map Reference	MAP 372Q
Instrument Date	Aug 30, 2021
Instrument	10950-2021
Transaction Type	Transfer
Record Updated	Sep 29, 2021
Title Company	REGISTER ABSTRACT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	39 MOUNTAIN DR, 39, GARRISON, NY 10524-1159

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 JEROME DR, CORTLANDT MANOR, NY 10567-2603

Mortgage

Document Number	0074610244
Date	Sep 17, 2021
Book Page	7461/244
Instrument	10951-2021

Lender

Name	NATIONWIDE MORTGAGE BANKERS INC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM NY
Property Address	39 MOUNTAIN DR, GARRISON, NY 10524-1159
Document Number	0069360188
Instrument Date	Jun 28, 2019
Transaction Type	Mortgage
Record Updated	Jul 31, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	39 MOUNTAIN DR GARRISON NY 105241159, GARRISON, NY 10524-1159

Mortgage

Document Number	0069360188
Date	Jul 17, 2019
Book Page	006936/000188
Instrument	11519

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 16, 2049

Tax Assessment & Valuation

Source: Putnam County and Philipstown Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Philipstown Town
Unified School District	Lakeland Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$196,000 (-) Land $60,100 Building $135,900	$639,061 (+14.84%)
2024	$14,353.00
2023		$196,000 (-) Land $60,100 Building $135,900	$556,502 (+11.73%) Land $170,642 Building $385,860
2022		$196,000 Land $60,100 Building $135,900	$498,094 Land $152,732 Building $345,362

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	13 (1984–2026)
Claims Outside the SFHA	3 of 13
Most Recent Claim	Jul 2026 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jul 2023 · 2 claims Hurricane Irene, Aug 2011 · 3 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Optimum Cable · Fiber in parts of the area	940 / 35

May also be available: T-Mobile.

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