Hampden County and Holyoke City property record for 39 Moss Ave, Holyoke, MA 01040
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,014 sqft · built 1945 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $276,000 (May 2024) |
| Tax Bill | $4,138 (2026) |
| Deeds & Mortgages | May 2025 Mortgage May 2024 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | HOLY M:0162 B:0000 L:19 |
| Primary APN | HOLY M:0162 B:0000 L:19 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,014 sqft Living Area |
| Gross Area | 2,076 sqft |
| Basement Area | 750 sqft |
| Unfinished Basement | 450 sqft |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,890 sqft (0.25 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Street Address | 39 MOSS AVE |
|---|---|
| City | HOLYOKE |
| State | MA |
| Zip | 01040-1019 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Lot Number | 19 |
| Jurisdiction | HOLYOKE MA |
| Township / Civil Division | HOLYOKE |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 812101 |
Source: Hampden County and Holyoke City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 39 MOSS AVE, HOLYOKE, MA 01040-1019 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| May 23, 2025 | Deed of Trust, Mortgage ROCKET MORTGAGE |
| May 3, 2024 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage TD BANK NA |
| Feb 28, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage CITIZENS BANK |
| Aug 30, 2017 | Deed of Trust, Mortgage · Conventional Mortgage HOLYOKE CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 3, 2024 · Amount on Record |
| Deed Sale | May 3, 2024 · Amount on Record |
| Prior Sale | Feb 28, 2022 · Amount on Record |
| Deed Book / Page | 25406 / 58 |
| Prior Transfer Date | May 2, 2024 |
| Prior Transfer Doc | 0025406-58 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOLYOKE MA |
| Property Address | 39 MOSS AVE, HOLYOKE, MA 01040-1019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 025873-492 |
|---|---|
| Date | May 23, 2025 |
| Book Page | 25873/492 |
| Instrument | 22787 |
| Name | ROCKET MORTGAGE |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Jun 1, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HOLYOKE MA |
| Recording Date | May 3, 2024 |
| Property Address | 39 MOSS AVE, HOLYOKE, MA 01040-1019 |
| Document Number | 0025406-58 |
| Book / Page | 25406 / 58 |
| Instrument Date | May 2, 2024 |
| Instrument | 18945 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 39 MOSS AVE, HOLYOKE, MA 01040-1019 |
| Document Number | 0000018946 |
|---|---|
| Date | May 3, 2024 |
| Instrument | 18946 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HOLYOKE MA |
| Recording Date | Feb 28, 2022 |
| Property Address | 39 MOSS AVE, HOLYOKE, MA 01040-1019 |
| Document Number | 024425-554 |
| Book / Page | 24425 / 554 |
| Instrument Date | Feb 28, 2022 |
| Instrument | 12426 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15 MAPLE ST # 1, 1, WESTFIELD, MA 01085-2361 |
| Document Number | 0000012427 |
|---|---|
| Date | Feb 28, 2022 |
| Instrument | 12427 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 024425-575 |
|---|---|
| Date | Feb 28, 2022 |
| Book Page | 24425/575 |
| Instrument | 12428 |
| Name | MASSACHUSETTS HOUSING PARTNERSHIP FUND |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOLYOKE MA |
| Property Address | 39 MOSS AVE, HOLYOKE, MA 01040-1019 |
| Document Number | 21846-124 |
| Book / Page | 021846 / 000124 |
| Instrument Date | Aug 30, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2017 |
| Name | Verified Name |
|---|
| Document Number | 21846-124 |
|---|---|
| Date | Sep 5, 2017 |
| Book Page | 021846/000124 |
| Instrument | 52201 |
| Name | HOLYOKE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 4, 2037 |
Source: Hampden County and Holyoke City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Holyoke City |
| Unified School District | Holyoke School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,138.00 (+19.29%) | $237,400 (+19.48%) Land $67,400 Building $168,500 | $253,606 (-1.27%) |
| 2025 | $3,469.00 (+5.31%) | $198,700 (+14.33%) Land $62,900 Building $135,800 | $256,880 (-) |
| 2024 | $3,294.00 (+19.05%) | $173,800 (+17.83%) Land $60,000 Building $113,800 | $256,880 |
| 2023 | $2,767.00 | $147,500 Land $60,000 Building $87,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2026) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLYOKE WATER WORKS serves 37,838 people · EPA ID MA1137000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 9 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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