39 Monarch Bay Dr, Dana Point, CA 92629 Property Records

Orange County property record for 39 Monarch Bay Dr, Dana Point, CA 92629

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 4,263 sqft · built 1964
Lot Size0.469 acres (20,420 sqft)
OwnerCompany Name on File
Last Sale$31,500,000 (Jun 2023)
Tax Bill$334,210 (2025)
Deeds & MortgagesJan 2023 Mortgage
Jun 2023 Sale
+ 5 more
Flood ZoneZone X (minimal risk)
APN670-141-33

Property Details

APN / Parcel Number

Primary APN670-141-33

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area4,263 sqft Living Area
Basement Area3,540 sqft

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Lot Area20,420 sqft (0.469 acres)
Garage Area731 sqft
Parking Spaces3 Parking Spaces
Pool TypePool with Hot Tub/Spa

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address39 MONARCH BAY DR
CityDANA POINT
StateCA
Zip92629-3458
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN TR 3839 BLK LOT 13 NELY 260 FT TR 3839 LOT 13
Legal SubdivisionTRACT 3748
Legal Tract3839
Legal Lot Number13
JurisdictionORANGE CA
Township / Civil DivisionSOUTH COAST
Census Block Group2
Census Block2013
Census Tract42305

Owner

39 Monarch Bay Dr is owned by a company that bought it in June 2023.

Source: Orange County records, as of August 4, 2026

Owner of RecordCompany Name on File
Mailing Address1400 N TUSTIN ST, ORANGE, CA 92867-3902
Owner TypeCompany
VestingLimited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 6, 2023Deed of Trust, Mortgage · Commercial Mortgage
MV FUND I LLC
Jun 26, 2023Grant Deed, Transfer
FIRST AMERICAN TITLE COMPANY RESID', FIRST AMER TTL CO RES DIV
Dec 23, 2022Deed of Trust, Mortgage · Conventional Mortgage
5TH STREET CAPITAL INC
Apr 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
5TH STREET CAPITAL INC
Jul 1, 2020Grant Deed, Transfer
OTHER
Jul 1, 2020Grant Deed, Transfer · Conventional Mortgage
AXOS BANK
Apr 23, 2018Trustee's Deed, Construction Loan · Construction Mortgage
METRO COMMERCIAL REALTY CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 26, 2023 · Amount on File
Deed SaleJun 26, 2023 · Amount on File
Prior SaleJul 1, 2020 · Amount on File
Deed Document Number2023152513
Prior Transfer DateSep 5, 2014
Prior Transfer Doc0000385364
Record UpdatedOct 29, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address39 MONARCH BAY DR, DANA POINT, CA 92629-3458
Transaction TypeMortgage
Record UpdatedAug 22, 2023
Title CompanyPACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1800 BROAD BAY CIR, VIRGINIA BCH, VA 23454-1501

Mortgage

Document Number0000003585
DateJan 6, 2023
Instrument2023000003585
Lender
NameMV FUND I LLC
TypeNon-Lending Institution
AddressNEWPORT BEACH, CA 92660
Agreement
TypeCommercial Mortgage
AmountAmount on Record

June 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionORANGE CA
Recording DateJun 26, 2023
Property Address39 MONARCH BAY DR, DANA POINT, CA 92629-3458
Document Number0000152513
Map ReferenceMB 135 PG 37-40
Instrument DateJun 8, 2023
Instrument2023000152513
Transaction TypeTransfer
Record UpdatedJul 6, 2023
Title CompanyFIRST AMERICAN TITLE COMPANY RESID', FIRST AMER TTL CO RES DIV

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1400 N TUSTIN ST, ORANGE, CA 92867-3902

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address39 MONARCH BAY DR, DANA POINT, CA 92629-3458
Transaction TypeMortgage
Record UpdatedJan 5, 2023
Title CompanyWFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1800 BROAD BAY CIR, VIRGINIA BCH, VA 23454-1501

Mortgage

Document Number0000416535
DateDec 23, 2022
Instrument2022000416535
Lender
Name5TH STREET CAPITAL INC
TypeMortgage Company
AddressSAN DIEGO, CA 92108
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term481 Months
DueJan 1, 2063
Interest
Rate TypeAdjustable Rate
Rate8.99%
Type Change DateJan 1, 2028
Change Frequency6 Months
Min Rate At Change8.99%
Max Rate At Change10.9%
IndexOther
Max Rate13.9%

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address39 MONARCH BAY DR, DANA POINT, CA 92629-3458
Transaction TypeMortgage
Record UpdatedJul 21, 2022
Title CompanyWFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1800 BROAD BAY CIR, VIRGINIA BCH, VA 23454-1501

Mortgage

Document Number0000289529
DateApr 29, 2021
Instrument2021000289529
Lender
Name5TH STREET CAPITAL INC
TypeMortgage Company
AddressSAN DIEGO, CA 92108
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2051

July 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionORANGE CA
Recording DateJul 1, 2020
Property Address39 MONARCH BAY DR, DANA POINT, CA 92629-3458
Document Number0000309603
Instrument DateJun 11, 2020
Instrument309603
Transaction TypeTransfer
Record UpdatedJun 17, 2021
Title CompanyOTHER

Transaction

AmountAmount on Record
Tax$247,707.00
Amount AccuracyFull Value
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipAssociation
Address16775 VON KARMAN AVE #100 IRVINE CA 926064966, 100, IRVINE, CA 92606-4966
InvestorPossibly a Property Investor

July 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionORANGE CA
Recording DateJul 1, 2020
Property Address39 MONARCH BAY DR, DANA POINT, CA 92629-3458
Document Number0000310598
Map ReferenceMB 135 PG 37-40
Instrument DateMay 6, 2020
Instrument2020000310598
Transaction TypeTransfer
Record UpdatedJul 21, 2022
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address39 MONARCH BAY DR, DANA POINT, CA 92629-3458

Mortgage

Document Number0000310599
DateJul 1, 2020
Instrument2020000310599
Lender
NameAXOS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2050
Interest
Rate TypeAdjustable Rate
Rate5.25%
Type Change DateJul 1, 2025
Change FrequencyAnnually
Min Rate At Change5.25%
Max Rate At Change11.2%
Index1-Year LIBOR
Max Rate11.2%

April 2018: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionORANGE CA
Recording DateApr 23, 2018
Property Address39 MONARCH BAY DR, DANA POINT, CA 92629-3458
Instrument DateApr 18, 2018
Instrument144670
Transaction TypeConstruction Loan
Record UpdatedMay 1, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address1800 BROAD BAY CIR VIRGINIA BEACH VA 234541501, VIRGINIA BEACH, VA 23454-1501

Mortgage

Document Number0000144670
DateApr 23, 2018
Instrument144670
Lender
NameMETRO COMMERCIAL REALTY CORP
Address260 NEWPORT CENTER DR # 403, NEWPORT BEACH, CA 92660-7520
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term12 Months
DueApr 22, 2019

Tax Assessment & Valuation

The 2025 property tax bill for 39 Monarch Bay Dr was $334,210, up 2.2% from the year before.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
MunicipalityDana Point City
Unified School DistrictCapistrano Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$30,000,000 (-8.46%) Land $29,101,735 Building $898,265
2025$334,210.00 (+2.18%)$32,772,600 Land $31,874,335 Building $898,265
2024$327,068.00 (+249.52%)
2023$93,576.00 (+1.49%)$8,971,929 (+2.12%) Land $8,205,471 Building $766,458
2022$92,206.00$8,785,882 Land $8,044,579 Building $741,303

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 39 Monarch Bay Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 27 policies
Nearby Flood Policies27 in force
Nearby Flood Claims10 (1983–2024)
Claims Outside the SFHA6 of 10
Most Recent ClaimFeb 2024 · other causes
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 39 Monarch Bay Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 96% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTH COAST WATER DISTRICT
serves 41,194 people · EPA ID CA3010042
Water SourcePurchased surface water from several systems
Last State InspectionJul 2022
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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