39 Mitchell St, New Bedford, MA 02746 Property Records

Bristol County and New Bedford City property record for 39 Mitchell St, New Bedford, MA 02746

Property Summary

Property Type	Triplex
Details	9 bd · 4 ba · 3,309 sqft · built 1895
Lot Size	0.097 acres (4,221 sqft)
Owner	Individual Name on File
Last Sale	$279,900 (Oct 2019)
Tax Bill	$6,425 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`NEWB M:0093 L:0154`

Property Details

APN / Parcel Number

Primary APN	`NEWB M:0093 L:0154`
Alternative APNs	`NWBF M:0093 L:0154` `14267`

Interior

Bedrooms	9 Beds
Full Baths	4 Baths
Total Rooms	15 Rooms
Units	3 Units
Stories	3 Stories
Building Area	3,309 sqft Living Area
Gross Area	4,647 sqft
Basement Area	1,103 sqft
Unfinished Basement	1,103 sqft

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1895
Architectural Style	Triplex
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Flat
Roof Material	Rolled Roofing
Lot Area	4,221 sqft (0.097 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Space Heater
Heating Fuel	Gas

Location & Zoning

Account Number	14267
Street Address	39 MITCHELL ST
City	NEW BEDFORD
State	MA
Zip	02746-2446
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	IA
Legal Lot Number	154
Jurisdiction	NEW BEDFORD MA
Township / Civil Division	NEW BEDFORD
Census Block Group	1
Census Block	1003
Census Tract	651200

Owner

39 Mitchell St, a triplex, is owned and occupied by an individual who bought it in October 2019.

Source: Bristol County and New Bedford City records, as of April 14, 2026

Owner of Record	Individual Name on File
Mailing Address	39 MITCHELL ST, NEW BEDFORD, MA 02746-2446
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 24, 2025	Deed of Trust, Mortgage · Conventional Mortgage BRISTOL COUNTY SAVINGS BANK
Aug 3, 2020	Deed of Trust, Mortgage · FHA Mortgage EMBRACE HOME LOANS INC
Oct 10, 2019	Quit Claim Deed, Transfer · FHA Mortgage EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 10, 2019 · Amount on File
Deed Sale	Oct 10, 2019 · Amount on File
Prior Sale	Aug 12, 1998 · Amount on File
Deed Document Number	201923200
Deed Book / Page	12958 / 300
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW BEDFORD MA
Property Address	39 MITCHELL ST, NEW BEDFORD, MA 02746-2446
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015365-30
Date	Dec 24, 2025
Book Page	15365/30
Instrument	202500233760

Lender

Name	BRISTOL COUNTY SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	349 Months
Due	Jan 1, 2055

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW BEDFORD MA
Property Address	39 MITCHELL ST, NEW BEDFORD, MA 02746-2446
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	13328-94
Date	Aug 3, 2020
Book Page	13328/94
Instrument	18001

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEW BEDFORD MA
Recording Date	Oct 10, 2019
Property Address	39 MITCHELL ST, NEW BEDFORD, MA 02746-2446
Document Number	12958-300
Book / Page	012958 / 000300
Instrument Date	Oct 10, 2019
Instrument	23200
Transaction Type	Transfer
Record Updated	Oct 29, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,276.34
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 MITCHELL ST NEW BEDFORD MA 027462446, NEW BEDFORD, MA 02746-2446

Mortgage

Document Number	12958-303
Date	Oct 10, 2019
Book Page	012958/000303
Instrument	23201

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 9, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 39 Mitchell St was $6,425, up 15.8% from the year before.

Source: Bristol County and New Bedford City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Bristol County
Municipality	New Bedford City
Unified School District	New Bedford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,425.00 (+15.79%)	$568,100 (+22.86%) Land $101,300 Building $466,800
2024	$5,549.00 (+5.04%)	$462,400 (+25.07%) Land $76,000 Building $386,400
2023	$5,283.00	$369,700 Land $64,800 Building $304,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 39 Mitchell St in Zone X, where a levee reduces flood risk, though there have been 1 flood claim nearby since 1988.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1988)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1988 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 39 Mitchell St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NEW BEDFORD DPI serves 101,079 people · EPA ID MA4201000
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 683 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Verizon.

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